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Last Updated: 06/21/2025

Credibly Small Business Loans

from Credibly

Last Updated: 06/21/2025

Credibly Small Business Loans logo
Rating not yet determined4 total votes
4 users don't recommend

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Highlights

Amount Range

$5,000 - $250,000

APR (Fixed APR)

9.99% - 36%(Verified 06/21/2024)
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Loan Term (Months)

3 - 24
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Credibly Small Business Loans Review

Credibly is a business financing offering by Credibly, based in Troy, MI. Founded in 2010, Credibly offers access to small business loans in 48 states (and Washington, DC).

Credibly FAQ

What are Credibly rates?

Credibly offers a fixed APR business financing product that ranges from 9.99% APR up to 36% APR.

Does Credibly charge an origination fee?

Yes, Credibly charges a loan origination fee starting at 2.5% of the business loan amount . Credibly deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does Credibly charge prepayment fees?

Yes, Credibly may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from Credibly?

Business loan amounts start at $5,000 and go up to $250,000.

What is the maximum business loan term you can get with Credibly?

Credibly offers small business loans with terms ranging from 3 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Credibly Small Business Loans?

Credibly Small Business Loans requires companies to be in business for at least 6 months. Businesses must have a minimum annual revenue of $15,000 to be considered.
When it comes to credit scores, Credibly Small Business Loans doesn't have a set minimum or maximum. People with all types of credit scores can apply.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Credibly Small Business Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Proof of identity

What is the estimated funding time for a business loan via Credibly?

Credibly can fund small business loans as soon as 2 business days.

Does Credibly perform a hard credit pull?

Yes, Credibly performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1250 Kirts Blvd Ste 100
Troy, MI 48084
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

Other Services by Credibly

Accounts Receivable Financing

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Business Lines of Credit

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Commercial Mortgage

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Merchant Cash Advance

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Credibly Small Business Loans Community Reviews

Would you recommend Credibly Small Business Loans to your friends?

DT

Dr T.

Dec 17, 2019

May or may not recommend

Don't waste your time with this company they're lacking of integrity.
Jennifer H. avatar image

Jennifer H.

Mar 5, 2019

May or may not recommend

Horrible. No help after dragging me along for 4 days.
Federico E. avatar image

Federico E.

May 11, 2017

May or may not recommend

theives you have to put a stop payment to stop them from taking more than the pay off suppose to make 131 payments they took 141 and the refuse to pay back the difference would not di business with them I have filled complient in every financial institution that regulate financial prudcts for them to give back what they owe
U

Anonymous

Apr 4, 2017

May or may not recommend

Strength of guarantor is the reason they gave a credit denial however our scores are above 700 and our business has grown to 1.89m in 3 years with a net profit of 460k.

Showing 4 of 4 reviews

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