Last Updated: 06/21/2025
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Highlights
Amount Range
Up to $5,000,000
APR (Fixed APR)
Starting at 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Loan Term (Months)
1 - 3
Billd Payment Solutions Review
Billd is a business financing offering by Billd, LLC, based in Austin, TX. Founded in 2018, Billd, LLC offers access to small business loans in 50 states (and Washington, DC).
Billd FAQ
What are Billd rates?
Billd offers a fixed APR business financing product that ranges from 18% APR.
Does Billd charge an origination fee?
Yes, Billd charges a loan origination fee of up to 1.5% of the business loan amount .
Does Billd charge prepayment fees?
No, Billd does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.
What is the maximum business loan term you can get with Billd?
Billd offers small business loans with terms ranging from 1 to 3 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What do you need to qualify for Billd Payment Solutions?
Billd Payment Solutions requires companies to be in business for at least month
When it comes to credit scores, Billd Payment Solutions doesn't have a set minimum or maximum. People with all types of credit scores can apply.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Billd Payment Solutions.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Business formation documents
- References
What is the estimated funding time for a business loan via Billd?
Billd can fund small business loans within 10 business days.
Does Billd, LLC perform a hard credit pull?
Yes, Billd performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.