eProdigy Financial Business Loans

eProdigy Financial Business Loans

in Business Loans from eProdigy Financial


eProdigy Financial Business Loans


in Business Loans from eProdigy Financial

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Loan Amount N/A
APR 10% - 99%
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eProdigy Financial Business Loans Review

eProdigy Financial Business Loans is a business financing offering by eProdigy Financial, based in New York, NY. Founded in 2014, eProdigy Financial offers access to business loans in 50 states (and Washington, DC).

eProdigy Financial Business Loans FAQ

What are eProdigy Financial Business Loans’s rates?

eProdigy Financial Business Loans offers a business financing product that ranges from 10% APR up to 99% APR.

Does eProdigy Financial Business Loans charge an origination fee?

Yes, eProdigy Financial Business Loans charges a loan origination fee.

What limitations does eProdigy Financial Business Loans set on the purpose of the loan?

eProdigy Financial Business Loans considers loan applications for business purposes, such as:

  • Business Debt Refinance
  • Equipment Purchase
  • Hiring
  • Inventory
  • Lease Improvement
  • New Location
  • Payroll
  • Product or Service Expansion
  • Technology Investment
  • Working capital

What types of business loans does eProdigy Financial Business Loans offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. eProdigy Financial Business Loans provides access to the following business loan types:

  • Unsecured term loans
  • Merchant Cash Advances
  • ACH Cashflow Loans

Does eProdigy Financial Business Loans charge prepayment fees?

Yes, eProdigy Financial Business Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for eProdigy Financial Business Loans?

eProdigy Financial Business Loans does not require borrowers to have been in business for a minimum number of years. Businesses don't have to meet a minimum annual revenue to be considered.

eProdigy Financial Business Loans does not require or does not disclose a credit score minimum.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the eProdigy Financial Business Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by eProdigy Financial Business Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of identity
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  • Headquarters
  •   90 Broad Street
    16th Floor
    New York, NY 10004 USA
  •   Visit Site

Other Services by eProdigy Financial


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Non-Military
  • Veterans
Verification Documents Required
  • Proof of Identity
  • Proof of Income
APR 10% - 99%

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