Financial Pacific Leasing

in Business Loans

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Financial Pacific Leasing


in Business Loans

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Where does Financial Pacific Leasing do business?

Financial Pacific Leasing is a bank based in Federal Way, WA. It was founded in 1975 and offers access to business loans in 50 states (and Washington, DC).

What are Financial Pacific Leasing’s rates?

Financial Pacific Leasing offers business loans with fixed APRs starting from 10% to 30%.

Does Financial Pacific Leasing charge an origination fee?

Yes, Financial Pacific Leasing charges a loan origination fee.

What limitations does Financial Pacific Leasing set on the purpose of the loan?

Financial Pacific Leasing considers loan applications for business purposes, such as:

  • Product or Service Expansion
  • Working capital

What types of business loans does Financial Pacific Leasing offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Financial Pacific Leasing provides access to the following business loan types:

  • Secured Term Loans

Does Financial Pacific Leasing charge prepayment fees?

Yes, Financial Pacific Leasing charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

How much can you borrow from Financial Pacific Leasing?

Loan amounts start at $5,000 and go up to $500,000.

What is the maximum loan term you can get with Financial Pacific Leasing?

Financial Pacific Leasing offers business loans with a maximum term of 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Financial Pacific Leasing?

Financial Pacific Leasing doesn’t disclose its credit score minimum. Financial Pacific Leasing does not require borrowers to have been in business for a minimum number of years.

Only U.S. citizens and permanent residents can apply for a loan. To qualify, applicants may need to provide the following documentation:

  • Proof of Identity
  • Proof of Income

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  • Headquarters
  • 3455 South 344th Way
    Suite 300
    Federal Way, WA 98001 USA
  • Visit Site


Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Verification Documents Required
  • Proof of Identity
  • Proof of Income
Loan Amount
$5K - $500K
$25 $1M+
Loan Term (Months)
Up to
10% - 30%
0% 100%+

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