Where does Financial Pacific Leasing do business?

Financial Pacific Leasing is  a bank based in Federal Way, WA. It was founded in 1975 and offers access to business loans in 50 states (and Washington, DC).

What are Financial Pacific Leasing’s rates?

Financial Pacific Leasing offers business loans with APRs starting from 10% and up to 30%.

Does Financial Pacific Leasing charge an origination fee?

Yes, Financial Pacific Leasing charges a loan origination fee. 

What limitations does Financial Pacific Leasing set on the purpose of the loan?

Some lenders only provide business loans for certain purposes. Financial Pacific Leasing offers considers loan applications for the following reasons:

  • Equipment purchase

What types of business loans does Financial Pacific Leasing offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Financial Pacific Leasing provides access to the following business loan types:

  • Secured term loans

Does Financial Pacific Leasing charge a late fee?

No, Financial Pacific Leasing will not charge you a late fee. Yes, Financial Pacific Leasing charges borrowers with a late payment fee.

Does Financial Pacific Leasing charge prepayment fees?

Yes, Financial Pacific Leasing charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

How much can you borrow from Financial Pacific Leasing?

Loan amounts start at $5,000 and go up to $150,000.

What is the maximum loan term you can get with Financial Pacific Leasing?

Financial Pacific Leasing offers business loans with a maximum term of 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Financial Pacific Leasing?

Financial Pacific Leasing doesn’t disclose its credit score minimum.

Financial Pacific Leasing does not require borrowers to have been in business for a minimum number of years. Active duty servicemembers and their covered dependents are eligible to apply for a loan via Financial Pacific Leasing. Its rates and terms fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Business Loan Type
    Secured Term Loan
  • Intended Use of Funds
    • Equipment Purchase
    • Lease Improvements
  • Loan Amount
    $5000 - $150000
  • Loan Term Range (Months)
    Up to 60
  • APR
    10% - 30%
  • Max Loan Term (Months)
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