Last Updated: 06/21/2025
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Highlights
Amount Range
$20,000 - $500,000
APR (Fixed APR)
7.99% - 29.99%(Verified 06/21/2024)
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Loan Term (Months)
12 - 48
Fundation Review
Fundation is a business financing offering by Fundation Group LLC, based in Reston, VA. Founded in 2013, Fundation Group LLC offers access to small business loans in 50 states (and Washington, DC).
Fundation FAQ
What are Fundation rates?
Fundation offers a fixed APR business financing product that ranges from 7.99% APR up to 29.99% APR.
Does Fundation charge an origination fee?
Yes, Fundation charges a loan origination fee of up to 5% of the business loan amount .
Does Fundation charge prepayment fees?
No, Fundation does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.
How much can you borrow from Fundation?
Business loan amounts start at $20,000 and go up to $500,000.
What is the maximum business loan term you can get with Fundation?
Fundation offers small business loans with terms ranging from 12 to 48 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What do you need to qualify for Fundation?
Fundation requires companies to be in business for at least 12 months. Businesses must have a minimum annual revenue of $100,000 to be considered.
Applicants with a credit score of at least 700 and up to 850 may be eligible for Fundation. U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Fundation.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of identity
Does Fundation Group LLC perform a hard credit pull?
Yes, Fundation performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
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