in Business Loans from Fundation




in Business Loans from Fundation

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Loan Amount $20,000 - $500,000
APR  (Fixed APR) 7.99% - 29.99%
Loan Term (Months) 12 - 48 months

Fundation Review

Where does Fundation do business?

Fundation is a business financing offering by Fundation, based in Reston, VA. Founded in 2013, Fundation offers access to business loans in 50 states (and Washington, DC).

What are Fundation’s rates?

Fundation offers a fixed APR business financing product that ranges from 7.99% APR up to 29.99% APR.

Does Fundation charge an origination fee?

Yes, Fundation charges a loan origination fee of up to 5% of the loan amount.

What limitations does Fundation set on the purpose of the loan?

Fundation considers loan applications for business purposes, such as:

  • Equipment Purchase
  • Lease Improvement
  • New Location
  • Product or Service Expansion
  • Working capital

What types of business loans does Fundation offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Fundation provides access to the following business loan types:

  • Unsecured term loans
  • Lines of Credit

Does Fundation charge prepayment fees?

No, Fundation does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Fundation?

Loan amounts start at $20,000 and go up to $500,000.

What is the maximum loan term you can get with Fundation?

Fundation offers business loans with terms ranging from 12 to 48 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Fundation?

Fundation requires companies to be in business for at least 12 months. Businesses must have a minimum annual revenue of $100,000 to be considered.

Applicants with a credit score of at least 700 and up to 850 are eligible for Fundation.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Fundation product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Fundation. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of identity
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  • Headquarters
  •   11501 Sunset Hills Road
    Suite 100
    Reston, VA 20190 USA
  •   Visit Site

About Fundation


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Origination Fee (%) Up to 5%
Credit Score Range 700 - 850
Employment Statuses Considered Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Non-Military
  • Veterans
Minimum Months in Business 12
Minimum Revenue $100,000
Verification Documents Required
  • Proof of Identity
  • Proof of Income
Loan Amount $20,000 - $500,000
APR (Fixed APR) 7.99% - 29.99%
Loan Term 12 - 48 months

Fundation Community Reviews


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