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Last Updated: 06/21/2025

In Advance Capital Small Business Funding

in Business Loans from In Advance Capital

Last Updated: 06/21/2025

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Highlights

Amount Range

$5,000 - $500,000

APR

N/A

Loan Term (Months)

3 - 18

In Advance Capital Small Business Funding Review

In advance is a business financing offering by In Advance Capital, based in New York, NY. Founded in 2016, In Advance Capital offers access to small business loans in 50 states (and Washington, DC).

In advance FAQ

What are In advance rates?

In advance offers a business financing product but they do not disclose their rates.

Does In advance charge an origination fee?

Yes, In advance charges a loan origination fee of 3% to 5% of the business loan amount . In advance deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does In advance charge prepayment fees?

Yes, In advance may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from In advance?

Business loan amounts start at $5,000 and go up to $500,000.

What is the maximum business loan term you can get with In advance?

In advance offers small business loans with terms ranging from 3 to 18 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for In Advance Capital Small Business Funding?

In Advance Capital Small Business Funding requires companies to be in business for at least 6 months.

Applicants with a credit score of at least 450 and up to 850 may be eligible for In Advance Capital Small Business Funding.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by In Advance Capital Small Business Funding.

To qualify, applicants may need to provide the following documentation:

Proof of income

What is the estimated funding time for a business loan via In advance?

In advance can fund small business loans within 2 business days.

Does In Advance Capital perform a hard credit pull?

Yes, In advance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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1430 Broadway

Suite 402

New York, NY 10018

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