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Last Updated: 06/21/2025

Kalamata Capital Small Business Loans

in Business Loans from Kalamata Capital

Last Updated: 06/21/2025

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Highlights

Amount Range

Up to $750,000

APR

20% - 100%(Verified 06/21/2024)

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Loan Term (Months)

6 - 60

Kalamata Capital Small Business Loans Review

Kalamata is a business financing offering by Kalamata Capital, based in Bethesda, MD. Founded in 2013, Kalamata Capital offers access to small business loans in 50 states (and Washington, DC).

Kalamata FAQ

What are Kalamata rates?

Kalamata offers a business financing product that ranges from 20% APR up to 100% APR.

Does Kalamata charge an origination fee?

Yes, Kalamata charges a loan origination fee starting at $525

Does Kalamata charge prepayment fees?

Yes, Kalamata may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

What is the maximum business loan term you can get with Kalamata?

Kalamata offers small business loans with terms ranging from 6 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Kalamata Capital Small Business Loans?

Kalamata Capital Small Business Loans requires companies to be in business for at least 12 months. Businesses must have a minimum annual revenue of $22,500 to be considered.

Applicants with a credit score of at least 580 and up to 850 may be eligible for Kalamata Capital Small Business Loans.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Kalamata Capital Small Business Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Proof of identity

Does Kalamata Capital perform a hard credit pull?

Yes, Kalamata performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Headquarters

7315 Wisconsin Avenue

East Tower, Suite 950

Bethesda, MD 20914

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