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Last Updated: 06/21/2025

Kapitus Business Loans

in Business Loans from Kapitus

Last Updated: 06/21/2025

Kapitus Business Loans logo
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Amount Range

$10,000 - $1,000,000

APR (Fixed APR)

10% - 100%(Verified 06/21/2024)
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Loan Term (Months)

3 - 36
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Kapitus Business Loans Review

Kapitus is a business financing offering by Kapitus, based in New York, NY. Founded in 0, Kapitus offers access to small business loans in 50 states (and Washington, DC).

Kapitus FAQ

What are Kapitus rates?

Kapitus offers a fixed APR business financing product that ranges from 10% APR up to 100% APR.

Does Kapitus charge an origination fee?

Yes, Kapitus charges a loan origination fee starting at 2.5% of the business loan amount . Kapitus deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does Kapitus charge prepayment fees?

Yes, Kapitus may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from Kapitus?

Business loan amounts start at $10,000 and go up to $1,000,000.

What is the maximum business loan term you can get with Kapitus?

Kapitus offers small business loans with terms ranging from 3 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Kapitus Business Loans?

Kapitus Business Loans requires companies to be in business for at least 6 months.
Kapitus Business Loans does not require or does not disclose a credit score minimum.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Kapitus Business Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Proof of identity

What is the estimated funding time for a business loan via Kapitus?

Kapitus can fund small business loans within 7 business days.

Does Kapitus perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
Kapitus allows you to check your rates with a soft credit pull.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1501 Broadway Suite 1515
New York, NY 10036
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

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