Where does Kings Cash Group do business?

Kings Cash Group is a direct lender based in New York, NY. It was founded in 2014 and offers access to business loans in 50 states (and Washington, DC)..

Does Kings Cash Group charge an origination fee?

Yes, Kings Cash Group charges a loan origination fee. 

What limitations does Kings Cash Group set on the purpose of the loan?

Some lenders only provide business loans for certain purposes. Kings Cash Group offers considers loan applications for the following reasons:

  • Equipment purchase
  • New location
  • Product or service expansion
  • Working capital
  • Business debt refinance

What types of business loans does Kings Cash Group offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Kings Cash Group provides access to the following business loan types:

  • Merchant cash advances

Does Kings Cash Group charge a late fee?

No, Kings Cash Group will not charge you a late fee. Yes, Kings Cash Group charges borrowers with a late payment fee.

Does Kings Cash Group charge prepayment fees?

Yes, Kings Cash Group charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Kings Cash Group?

Kings Cash Group doesn’t disclose its credit score minimum.

Kings Cash Group does not require borrowers to have been in business for a minimum number of years. Active duty servicemembers and their covered dependents are eligible to apply for a loan via Kings Cash Group. Its rates and terms fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Proof of income

What is the estimated funding time for a business loan via Kings Cash Group?

Kings Cash Group can provide a credit approval decision in less than an hour and fund the loan within 2 business days.

  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Verification Documents Required?
    Proof of Income
  • Business Loan Type
    • ACH Cashflow Loan
    • Merchant Cash Advance
  • Intended Use of Funds
    • Business Debt Refinance
    • Equipment Purchase
    • Lease Improvements
    • New Location
    • Product or Service Expansion
    • Working Capital
  • Funding Time Range (in days)
    Starting at 2
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