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Last Updated: 06/21/2025

LendingUSA Business Loans

in Business Loans from LendingUSA, LLC

Last Updated: 06/21/2025

LendingUSA Business Loans logo
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Amount Range

$1,000 - $35,000

APR

16.39% - 29.99%(Verified 06/21/2024)
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Loan Term (Months)

Up to 60
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LendingUSA Business Loans Review

LendingUSA Business Loans is a business financing offering by LendingUSA, LLC, based in Sherman Oaks, CA. Founded in 2007, LendingUSA, LLC offers access to small business loans in 45 states (and Washington, DC).

LendingUSA Business Loans FAQ

What are LendingUSA Business Loans rates?

LendingUSA Business Loans offers a business financing product that ranges from 16.39% APR up to 29.99% APR.

Does LendingUSA Business Loans charge an origination fee?

Yes, LendingUSA Business Loans charges a loan origination fee starting at 8% of the business loan amount . LendingUSA Business Loans deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does LendingUSA Business Loans charge prepayment fees?

Yes, LendingUSA Business Loans may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from LendingUSA Business Loans?

Business loan amounts start at $1,000 and go up to $35,000.

What is the maximum business loan term you can get with LendingUSA Business Loans?

LendingUSA Business Loans offers small business loans with a maximum term of 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for LendingUSA Business Loans?

LendingUSA Business Loans requires companies to be in business for at least month
Applicants with a credit score of at least 560 and up to 850 may be eligible for LendingUSA Business Loans.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by LendingUSA Business Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Proof of identity

Does LendingUSA, LLC perform a hard credit pull?

Yes, LendingUSA Business Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

15303 Ventura Blvd., Suite 850
Sherman Oaks, CA 91403
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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