One Park Financial
One Park Financial
in Business Loans from One Park Financia

One Park Financial

in Business Loans from One Park Financia
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4 reviews
Loan Amount $5,000 - $500,000
APR  (Fixed APR) N/A
Loan Term (Months) 3 - 12 months

One Park Financial Review

One Park Financial is offered by One Park Financia, a direct lender founded in 2010 and based in Coconut Grove, FL. One Park Financial is available in 46 states across the USA.

Key Takeaways
  • Large loan amounts. You can apply for loan amounts of up to $500,000 with One Park Financial.
  • Prequalified rate. You can check your prequalified rate at One Park Financia with a soft pull that will not affect your credit score.
  • No origination fee. One Park Financial does not charge a loan origination fee.
  • Short loan terms. One Park Financial have loan terms as short as 3 months.
One Park financial Pros & Cons
Pros Cons
  • Se Habla Español
  • Loans available in Puerto Rico
  • $0 prepayment fee.
  • Loan options with $0 origination fee.
  • Considers applicants with fair credit.
  • Funding available within 3 business days.
  • Short loan terms (maximum of 12 months).
  • One Park Financial does not report to credit bureaus.
  • Charges a late fee of $0
One Park financial FAQ

What interest rates and personal loan terms does One Park financial offer?

One Park financial has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does One Park financial offer?

One Park financial offers a fixed APR personal loan product but they do not disclose their interest rates.

How much can you borrow via One Park financial?

Business loan amounts start at $5,000 and go up to $500,000.

What is the maximum loan term you can get with One Park financial?

One Park financial offers loans with terms of up to 12 months.

One Park financial Interest Rates & Loan Terms
Personal Loan Amount $5000 - $500000
Loan Term 3 - 12 months

What fees does One Park financial charge?

Does One Park financial charge an origination fee?

One Park financial does not charge a personal loan origination fee.

A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does One Park financial charge a late fee?

Yes, One Park financial may charge borrowers a late payment fee if you miss one of the monthly payments.

Does One Park financial charge prepayment fees?

No, One Park financial does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

One Park financial Fees
Origination Fee No
Prepayment Fee No
Late Payment Fee $0

What do you need to qualify for One Park Financial?

One Park Financial requires companies to be in business for at least 3 months. Businesses must have a minimum annual revenue of $120,000 to be considered.

Applicants with a credit score of at least 500 and up to 850 may be eligible for One Park Financial.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the One Park Financial product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by One Park Financial. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Recent bank statements
  • Business formation documents
  • Driver's license
  • Government issued photo ID
  • U.S. tax identification number
One Park financial Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Credit Score 500 - 850

What is the estimated funding time for a personal loan via One Park financial?

One Park financial will typically approve (or deny) a loan application within 24 hours and fund loans within 3 business days of approval.

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Message From One Park financial

One Park Financial helps small to mid-size businesses access working capital quickly and efficiently. We level the playing field when it comes to business funding. One Park Financials’ funding team works with customers to understand their needs and pair them with the right funders. And, thanks to the strong relationships One Park Financial has built over the years with funders across the country, business owners can expect to receive quality offers with great rates and terms.


Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

About One Park Financial


  Available in 46 states
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Late Fee Amount $0
No Origination Fee
No Prepayment Fee
Credit Score Range 500 - 850
Employment Statuses Considered Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Months in Business 3
Minimum Revenue $120,000
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Income
  • Business Formation Documents
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Recent Bank Statements
Approval Speed 24 hours
Funding Time Range 2 - 3 days
Payment Options Bank Transfer
Pre-Qualified Soft Credit Inquiry
APR Type Fixed APR
Loan Amount $5,000 - $500,000
Loan Term 3 - 12 months

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