One Park Financial

One Park Financial

in Business Loans from One Park Financial LLC


One Park Financial


in Business Loans from One Park Financial LLC

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Loan Amount $2,500 - $750,000
APR  (Fixed APR) N/A
Loan Term (Months) 3 - 12 months

One Park Financial Review

One Park Financial is a business financing offering by One Park Financial LLC, based in Coconut Grove, FL. Founded in 2010, One Park Financial LLC offers access to business loans in 49 states (and Washington, DC).

One Park Financial FAQ

What are One Park Financial’s rates?

One Park Financial offers a fixed APR business financing product but they do not disclose their rates.

Does One Park Financial charge an origination fee?

No, One Park Financial does not charge a loan origination fee. A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

What limitations does One Park Financial set on the purpose of the loan?

One Park Financial considers loan applications for business purposes, such as:

  • Equipment Purchase
  • Hiring
  • Inventory
  • Marketing
  • New Location
  • Payroll
  • Product or Service Expansion
  • Technology Investment
  • Working capital

What types of business loans does One Park Financial offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. One Park Financial provides access to the following business loan types:

  • Unsecured term loans
  • Secured Term Loans
  • Lines of Credit
  • Merchant Cash Advances

Does One Park Financial charge a late fee?

No, One Park Financial will not charge you a late fee.

Does One Park Financial charge prepayment fees?

No, One Park Financial does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from One Park Financial?

Loan amounts start at $2,500 and go up to $750,000.

What is the maximum loan term you can get with One Park Financial?

One Park Financial offers business loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for One Park Financial?

One Park Financial requires companies to be in business for at least 3 months. Businesses must have a minimum annual revenue of $30,000 to be considered.

Applicants with a credit score of at least 500 and up to 850 are eligible for One Park Financial.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the One Park Financial product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by One Park Financial. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Business formation documents
  • Driver's license
  • Government issued photo ID

What is the estimated funding time for a business loan via One Park Financial?

One Park Financial can approve (or deny) a loan application within 72 hours and fund business loans within 7 business days of approval.

Does One Park Financial report your account activity to credit bureaus?

One Park Financial reports your account activity to the following credit reporting agencies:

  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  • Headquarters
  •   3390 Mary St Suite 216
    Coconut Grove, FL 33133

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

About One Park Financial

Message From One Park Financial LLC

One Park Financial helps small to mid-size businesses access working capital quickly and efficiently. We level the playing field when it comes to business funding. One Park Financials’ funding team works with customers to understand their needs and pair them with the right funders. And, thanks to the strong relationships One Park Financial has built over the years with funders across the country, business owners can expect to receive quality offers with great rates and terms.


  Available in 49 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Late Fee Amount $0
No Origination Fee  
No Prepayment Fee  
Credit Score Range 500 - 850
Employment Statuses Considered Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Months in Business 3
Minimum Revenue $30,000
Verification Documents Required
  • Business Formation Documents
  • Government Issued Photo ID
  • Proof of Income
  • Recent Bank Statements
  • U.S. Tax Identification Number
  • Driver License (or other photo ID)
Approval Speed 72 hours
Credit Bureau Reporting TransUnion
Funding Time Range 7 - 10 days
Pre-Approved Soft Credit Inquiry  
Loan Amount $2,500 - $750,000
Loan Term 3 - 12 months

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