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Last Updated: 06/21/2025

Pacific City Bank SBA Loans

in Business Loans from Pacific City Bank

Last Updated: 06/21/2025

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Highlights

Amount Range

Up to $5,000,000

APR (Fixed APR)

N/A

Loan Term (Months)

Up to 300
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Pacific City Bank SBA Loans Review

Pacific City Bank SBA loans is a business financing offering by Pacific City Bank, based in Los Angeles, CA. Founded in 2003, Pacific City Bank offers access to small business loans in 7 states across the USA.

Pacific City Bank SBA loans FAQ

What are Pacific City Bank SBA loans rates?

Pacific City Bank SBA loans offers a fixed APR business financing product but they do not disclose their rates.

Does Pacific City Bank SBA loans charge an origination fee?

Yes, Pacific City Bank SBA loans charges a loan origination fee .

Does Pacific City Bank SBA loans charge prepayment fees?

Yes, Pacific City Bank SBA loans may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

What is the maximum business loan term you can get with Pacific City Bank SBA loans?

Pacific City Bank SBA loans offers small business loans with a maximum term of 300 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Pacific City Bank SBA Loans?

Pacific City Bank SBA Loans requires companies to be in business for at least month
Applicants with a credit score of at least 600 and up to 850 may be eligible for Pacific City Bank SBA Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pacific City Bank SBA Loans.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Bank account information
  • Business formation documents
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Pacific City Bank SBA Loans report your account activity to credit bureaus?

Yes, Pacific City Bank SBA Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Pacific City Bank perform a hard credit pull?

Yes, Pacific City Bank SBA loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Contact

Headquarters

3701 Wilshire Blvd #900
Los Angeles, CA 90010
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
10:00AM - 6:00PM
Saturday
Closed

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