Institution Type

Direct Lender

Marketplace Lending Platform

Other Institution

Broker

Nonbank Financial Service Provider

Financial Technology Company

Bank

Credit Union

Community Bank

Bank Partnership

About

Business Hours (PST) - Monday

Business Hours (PST) - Tuesday

Business Hours (PST) - Wednesday

Business Hours (PST) - Thursday

Business Hours (PST) - Friday

Business Hours (PST) - Saturday

Business Hours (PST) - Sunday

NMLS #

Annual Revenue

Key People

Number of Employees

Time Zone

New York (Eastern Time)

Chicago (Central Time)

Denver (Mountain Time)

Phoenix (Mountain Time no DST)

Los Angeles (Pacific Time)

Anchorage (Alaska Time)

Honolulu (Hawaii-Aleutian Time)

London (Greenwich Mean Time)

Berlin (Central European Time)

Moscow (Moscow Time)

Shanghai (China Time)

Manila (Philippine time)

Generic Contact Email

FDIC Certificate Number

No Origination Fee

No Prepayment Fee

Credit Score Range

Military Status

Active Duty Military

Non-Military

Veterans

Military Dependent

Minimum Revenue

Minimum Years in Business

Business Loan Type

Unsecured Term Loan

Secured Term Loan

Line Of Credit

Merchant Cash Advance

SBA Loan

Invoice Financing

ACH Cashflow Loan

Commercial Real Estate

Bridge Loan

Intended Use of Funds

Marketing

Emergency Repairs

Equipment Purchase

Lease Improvements

New Location

Product or Service Expansion

Working Capital

Business Debt Refinance

Inventory

Payroll

Hiring

Technology Investment

Other (All)

Amount Range

Loan Term (Months)

States Offered

WV - West Virginia

WY - Wyoming

GU - Guam

AS - American Samoa

MP - Northern Mariana Islands

PR - Puerto Rico

VI - United States Virgin Islands

AK - Alaska

AL - Alabama

AR - Arkansas

AZ - Arizona

CA - California

CO - Colorado

CT - Connecticut

DC - Washington, DC

DE - Delaware

FL - Florida

GA - Georgia

HI - Hawaii

IA - Iowa

ID - Idaho

IL - Illinois

IN - Indiana

KS - Kansas

KY - Kentucky

LA - Louisiana

MA - Massachusetts

MD - Maryland

ME - Maine

MI - Michigan

MN - Minnesota

MO - Missouri

MS - Mississippi

MT - Montana

NC - North Carolina

ND - North Dakota

NE - Nebraska

NH - New Hampshire

NJ - New Jersey

NM - New Mexico

NV - Nevada

NY - New York

OH - Ohio

OK - Oklahoma

OR - Oregon

PA - Pennsylvania

RI - Rhode Island

SC - South Carolina

SD - South Dakota

TN - Tennessee

TX - Texas

UT - Utah

VA - Virginia

VT - Vermont

WA - Washington

WI - Wisconsin

PayPal Inc was founded in 1998 and is based in San Jose, CA.

Learn more about PayPal Inc and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with PayPal Inc.

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Best Business Loans for March 2026

 PayPal is a business financing offering by , based in San Jose, CA. Founded in 1998, offers access to small business loans in 0 state across the USA.

PayPal is a business financing offering by ,      based in San Jose, CA. Founded in 1998,  offers access to small business loans in  0 state across the USA.

 PayPal offers a business financing product but they do not disclose their rates. 

PayPal offers a    business financing product   but they do not disclose their rates.

Yes, PayPal charges a loan origination fee . 

Yes,  PayPal charges a loan origination fee    .

 Yes, PayPal may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

What do you need to qualify for PayPal Inc?

 PayPal Inc requires companies to be in business for at least month 

PayPal Inc requires companies to be in business for at least  month

 PayPal Inc does not require or does not disclose a credit score minimum. 

Yes, PayPal performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Yes,  PayPal performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

 to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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List of business finance providers that offer merchant cash advances.

Discover the best commercial mortgage options for your business. Compare top-rated lenders offering competitive rates and flexible terms to help you finance your next property investment or expansion.

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Starting or growing a business with personal financing? Discover the best personal business loans that offer flexible funding, fast approvals, and fewer requirements than traditional business loans.

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PayPal Inc Business Loans 2026 Reviews