Reliant Funding Business Loans
Reliant Funding Business Loans
in Business Loans from Reliant Funding

Reliant Funding Business Loans

in Business Loans from Reliant Funding
Net Recommendation Score -100  


This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Loan Amount $5,000 - $400,000
APR  (Fee-Based Product) N/A
Loan Term (Months) 3 - 12 months

Reliant Funding Business Loans Review

Reliant funding is a business financing offering by Reliant Funding, based in San Diego, CA. Founded in 2007, Reliant Funding offers access to small business loans in 47 states (and Washington, DC).

Reliant funding FAQ

What are Reliant funding’s rates?

This is a fee-based business loan. This means borrowers pay a percentage of the business loan balance as a fixed-fee instead of an ongoing APR. Reliant funding offers small business loans with a finance charge ranging from % to % of the business loan's amount.

The equivalent APR will vary depending on the terms. SuperMoney tried to run the numbers and a typical APR for this product could not be computed because {business_name} does not disclose their rates.

Does Reliant funding charge an origination fee?

Yes, Reliant funding charges a loan origination fee.

What limitations does Reliant funding set on the purpose of the business loan?

Reliant funding considers business loan applications for business purposes, such as:

  • Business Debt Refinance
  • Equipment Purchase
  • Hiring
  • Inventory
  • Lease Improvement
  • New Location
  • Payroll
  • Product or Service Expansion
  • Technology Investment
  • Working capital

What types of small business loans does Reliant funding offer?

Not all small business loans are made equal. The type of business loan you choose will determine the range of interest rates and terms you receive. Reliant funding provides access to the following business loan types:

  • Unsecured Term Business Loans
  • Merchant Cash Advances

Does Reliant funding charge prepayment fees?

Yes, Reliant funding charges additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from Reliant funding?

Business loan amounts start at $5,000 and go up to $400,000.

What is the maximum business loan term you can get with Reliant funding?

Reliant funding offers small business loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Reliant Funding Business Loans?

Reliant Funding Business Loans requires companies to be in business for at least 7 months. Businesses must have a minimum annual revenue of $10,000 to be considered.

Applicants with a credit score of at least 500 and up to 850 may be eligible for Reliant Funding Business Loans.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Reliant Funding Business Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Reliant Funding Business Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of identity

What is the estimated funding time for a business loan via Reliant funding?

Reliant funding can approve (or deny) a business loan application within 1 hour and fund small business loans within 1 business day of approval.

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Message From Reliant funding

Your business needs are unique to your personal circumstances. You deserve a partner who is willing to put in the work necessary to understand what you do, who you serve, and what your vision is. At Reliant Funding, our expert team is committed to listening to you carefully and working through your business needs. Founded in 2008, we have serviced over 10,000 small businesses across the United States and have funded almost two billion dollars.

If you are tired of excessive paperwork, confusing terms, being told your loan application has been declined or had it approved only to learn the cash you need is weeks away, know that you have now reached a safe and reliable place. As your potential funding partner, we are excited to learn about your business and play a role in your future success.


Hours of Operation

  • Sunday Closed
  • Monday 6:00am - 5:30pm
  • Tuesday 6:00am - 5:30pm
  • Wednesday 6:00am - 5:30pm
  • Thursday 6:00am - 5:30pm
  • Friday 6:00am - 5:30pm
  • Saturday Closed

Other Services by Reliant Funding


  Available in 47 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Credit Score Range 500 - 850
Employment Statuses Considered Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Months in Business 7
Minimum Revenue $10,000
Verification Documents Required
  • Proof of Income
  • Proof of Identity
Approval Speed 1 hour
Funding Time Range Starting at 1 day
Payment Options
  • Automatic Payments
  • Bank Transfer
APR Type Fee-Based Product
Factor Rate 0.1 - 0.36
Loan Amount $5,000 - $400,000
Loan Term 3 - 12 months

Reliant Funding Business Loans Community Reviews


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This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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