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Last Updated: 06/21/2025

Reliant Funding Business Loans

in Business Loans from Reliant Funding

Last Updated: 06/21/2025

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Highlights

Amount Range

$5,000 - $400,000

APR (Fee-Based Product)

N/A

Loan Term (Months)

3 - 12

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Reliant Funding Business Loans Review

Reliant funding is a business financing offering by Reliant Funding, based in San Diego, CA. Founded in 2007, Reliant Funding offers access to small business loans in 47 states (and Washington, DC).

Reliant funding FAQ

What are Reliant funding rates?

This is a fee-based business loan. This means borrowers pay a percentage of the business loan balance as a fixed-fee instead of an ongoing APR. Reliant funding offers small business loans with a finance charge ranging from % to % of the business loan's amount.
The equivalent APR will vary depending on the terms. SuperMoney tried to run the numbers and a typical APR for this product could not be computed because {business_name} does not disclose their rates.

Does Reliant funding charge an origination fee?

Yes, Reliant funding charges a loan origination fee .

Does Reliant funding charge prepayment fees?

Yes, Reliant funding may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from Reliant funding?

Business loan amounts start at $5,000 and go up to $400,000.

What is the maximum business loan term you can get with Reliant funding?

Reliant funding offers small business loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Reliant Funding Business Loans?

Reliant Funding Business Loans requires companies to be in business for at least 7 months. Businesses must have a minimum annual revenue of $10,000 to be considered.
Applicants with a credit score of at least 500 and up to 850 may be eligible for Reliant Funding Business Loans.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Reliant Funding Business Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Proof of identity

What is the estimated funding time for a business loan via Reliant funding?

Reliant funding can fund small business loans as soon as 1 business day.

Does Reliant Funding perform a hard credit pull?

Yes, Reliant funding performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Message from Reliant funding

Your business needs are unique to your personal circumstances. You deserve a partner who is willing to put in the work necessary to understand what you do, who you serve, and what your vision is. At Reliant Funding, our expert team is committed to listening to you carefully and working through your business needs. Founded in 2008, we have serviced over 10,000 small businesses across the United States and have funded almost two billion dollars.

If you are tired of excessive paperwork, confusing terms, being told your loan application has been declined or had it approved only to learn the cash you need is weeks away, know that you have now reached a safe and reliable place. As your potential funding partner, we are excited to learn about your business and play a role in your future success.

Contact

Headquarters

9540 Towne Centre Drive Suite 200
Suite 200
San Diego, CA 92121
Visit Site

Hours of Operation

Sunday
Closed
Monday
6:00AM - 5:30PM
Tuesday
6:00AM - 5:30PM
Wednesday
6:00AM - 5:30PM
Thursday
6:00AM - 5:30PM
Friday
6:00AM - 5:30PM
Saturday
Closed

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