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Last Updated: 06/21/2025

The Business Backer Small Business Loans

in Business Loans from The Business Backer

Last Updated: 06/21/2025

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Highlights

Amount Range

$5,000 - $75,000,000

APR (Fixed APR)

N/A

Loan Term (Months)

4 - 120

The Business Backer Small Business Loans Review

The business backer is a business financing offering by The Business Backer, based in Cincinnati, OH. Founded in 2007, The Business Backer offers access to small business loans in 33 states (and Washington, DC).

The business backer FAQ

What are The business backer rates?

The business backer offers a fixed APR business financing product but they do not disclose their rates.

Does The business backer charge an origination fee?

No, The business backer does not charge a loan origination fee. A loan origination fee is what some lenders charge for processing, underwriting, and funding a business loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does The business backer charge prepayment fees?

No, The business backer does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from The business backer?

Business loan amounts start at $5,000 and go up to $75,000,000.

What is the maximum business loan term you can get with The business backer?

The business backer offers small business loans with terms ranging from 4 to 120 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for The Business Backer Small Business Loans?

The Business Backer Small Business Loans requires companies to be in business for at least 12 months. Businesses must have a minimum annual revenue of $180,000 to be considered.

Applicants with a credit score of at least 560 and up to 850 may be eligible for The Business Backer Small Business Loans.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by The Business Backer Small Business Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Proof of identity

Does The Business Backer perform a hard credit pull?

Yes, The business backer performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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10856 Reed Hartman Highway

Suite 100

Cincinnati, OH 45242

(866) 615-4747

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