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Last Updated: 06/21/2025

US Business Funding

in Business Loans from US Business Funding LLC

Last Updated: 06/21/2025

US Business Funding LLC logo
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Highlights

Amount Range

$10,000 - $750,000

APR (Fixed APR)

9.99% - 99%(Verified 06/21/2024)
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Loan Term (Months)

3 - 60
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US Business Funding Review

US business funding is a business financing offering by US Business Funding LLC, based in Santa Ana, CA. Founded in 2008, US Business Funding LLC offers access to small business loans in 50 states (and Washington, DC).

US business funding FAQ

What are US business funding rates?

US business funding offers a fixed APR business financing product that ranges from 9.99% APR up to 99% APR.

Does US business funding charge an origination fee?

Yes, US business funding charges a loan origination fee of 2.5% to 5% of the business loan amount . US business funding deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does US business funding charge prepayment fees?

No, US business funding does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from US business funding?

Business loan amounts start at $10,000 and go up to $750,000.

What is the maximum business loan term you can get with US business funding?

US business funding offers small business loans with terms ranging from 3 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for US Business Funding?

US Business Funding requires companies to be in business for at least month Businesses must have a minimum annual revenue of $250,000 to be considered.
Applicants with a credit score of at least 500 and up to 820 may be eligible for US Business Funding.
U.S. citizens are eligible to apply for the services offered by US Business Funding.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Proof of identity
  • Proof of residence

What is the estimated funding time for a business loan via US business funding?

US business funding can fund small business loans within 5 business days.

Does US Business Funding LLC perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
US business funding allows you to check your rates with a soft credit pull.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from US business funding

US Business Funding is here to serve both growing and established companies across every industry. With over nine years in the industry, we have developed a great reputation when it comes to our expertise in equipment leasing, financing and working capital, and we will work with you to tailor our services and financial solutions to your specific needs, meaning we offer leases and working capital of anywhere from $10,000 to $10,000,000.

Contact

Headquarters

1 MacArthur Pl Suite#350
Santa Ana, CA 92707
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Hours of Operation

Sunday
Closed
Monday
7:00AM - 4:00PM
Tuesday
7:00AM - 4:00PM
Wednesday
7:00AM - 4:00PM
Thursday
7:00AM - 4:00PM
Friday
7:00AM - 4:00PM
Saturday
Closed

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