US Business Funding
US Business Funding
in Business Loans from US Business Funding LLC

US Business Funding

in Business Loans from US Business Funding LLC
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4 reviews
Loan Amount $10,000 - $750,000
APR  (Fixed APR) 9.99% - 99%
Loan Term (Months) 3 - 60 months

US Business Funding Review

US business funding is a business financing offering by US Business Funding LLC, based in Santa Ana, CA. Founded in 2008, US Business Funding LLC offers access to small business loans in 50 states (and Washington, DC).

US business funding FAQ

What are US business funding’s rates?

US business funding offers a fixed APR business financing product that ranges from 9.99% APR up to 99% APR.

Does US business funding charge an origination fee?

Yes, US business funding charges a loan origination fee of 2.5% to 5% of the business loan amount. US business funding deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

What limitations does US business funding set on the purpose of the business loan?

US business funding considers business loan applications for business purposes, such as:

  • Business Debt Refinance
  • Emergency Repairs
  • Equipment Purchase
  • Hiring
  • Inventory
  • Lease Improvement
  • Marketing
  • New Location
  • Payroll
  • Product or Service Expansion
  • Technology Investment
  • Working capital

Does US business funding charge prepayment fees?

No, US business funding does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from US business funding?

Business loan amounts start at $10,000 and go up to $750,000.

What is the maximum business loan term you can get with US business funding?

US business funding offers small business loans with terms ranging from 3 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for US Business Funding?

US Business Funding does not require borrowers to have been in business for a minimum number of years. Businesses must have a minimum annual revenue of $250,000 to be considered.

Applicants with a credit score of at least 500 and up to 820 may be eligible for US Business Funding.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the US Business Funding product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are eligible to apply for the services offered by US Business Funding.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of identity
  • Proof of residence

What is the estimated funding time for a business loan via US business funding?

US business funding can provide a credit approval decision in less than an hour and fund the business loan within 1 business day.

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Message From US business funding

US Business Funding is here to serve both growing and established companies across every industry. With over nine years in the industry, we have developed a great reputation when it comes to our expertise in equipment leasing, financing and working capital, and we will work with you to tailor our services and financial solutions to your specific needs, meaning we offer leases and working capital of anywhere from $10,000 to $10,000,000.


Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 4:00pm
  • Tuesday 7:00am - 4:00pm
  • Wednesday 7:00am - 4:00pm
  • Thursday 7:00am - 4:00pm
  • Friday 7:00am - 4:00pm
  • Saturday Closed

About US Business Funding


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Late Fee Amount Up to $25
No Prepayment Fee
Origination Fee (%) 2.5% - 5%
Credit Score Range 500 - 820
Immigration Status Considered
  • U.S. Citizen
Military Status
  • Non-Military
Minimum Revenue $250,000
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Proof of Residence
APR Type Fixed APR
Loan Amount $10,000 - $750,000
APR (Fixed APR) 9.99% - 99%
Loan Term 3 - 60 months

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