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Last Updated: 04/18/2025

Advance America Payday Loans

from AARC LLC

Last Updated: 04/18/2025

Advance America Payday Loans logo
Rating not yet determined3 total votes
1 users recommend
1 users are unsure
1 users don't recommend
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Highlights

Key Takeaway 3

N/A

Amount Range

$100 - $5,000

Fee

$15 - $87.50

Minimum Monthly Income

N/A
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Advance America Payday Loans Review

Advance America Payday Loans is offered by AARC LLC, a direct lender founded in 1997 and based in Spartanburg, SC. Advance America Payday Loans are available in 28 states.

Advance America Payday Loans FAQ

What rates and fees does Advance America Payday Loans charge?

Advance America Payday Loans offers advances with fees ranging from $15 to $87.5. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 234.9% to 785.27%.

How much cash can you access from Advance America Payday Loans?

Advances start at $100 and go up to $5,000 depending on how much you qualify for.

What is the maximum term you can get with Advance America Payday Loans?

AARC LLC offers avances with a maximum term of 31 days.

What do you need to qualify for Advance America Payday Loans?

Advance America Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.

Does Advance America Payday Loans run credit checks?

Yes, Advance America Payday Loans will check your credit when you apply for a cash advance.

What is the estimated funding time for a cash advance via Advance America Payday Loans?

Advance America Payday Loans will typically approve (or deny) applications within hour and fund the cash advance as soon as 1 business days of approval.

Is AARC LLC a legit company?

AARC LLC was founded in 1997, it is a well-established company that has been in business for 29 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

135 N Church St
Spartanburg, SC 29306
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Email Support

Other Services by AARC LLC

Personal Loans
3
3

6 Reviews

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Advance America Payday Loans Community Reviews

Would you recommend Advance America Payday Loans to your friends?

U

Anonymous

Sep 21, 2023

May or may not recommend

The online loans do not communicate w/ the local offices. Online had immediate denial, which was followed up w/ a call from a local office the next day w/ an approval. When considering using Advance America, it seems best to explore both options.
Maria A. avatar image

Maria A.

Apr 11, 2018

May or may not recommend

The lady at Advance America in Channelview Tx was extremely professional and very nice. She was able to help me with a Loan even with my ITIN. I received an AMAZING service.
Nicole Jackson avatar image

Nicole Jackson

Jan 2, 2017

May or may not recommend

I can approved for a payday loan due to my income, but can't get an installment saying that they based that on my credit. What kind crap is that?

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