| Loan Amount | $100 - $5,000 |
| APR | 143.29% - 688.28% |
| Loan Term (Months) | N/A |
Advance America Installment Loans Review
Advance America Installment Loans is a personal loan offering by AARC LLC, a direct lender based in Spartanburg, SC. Founded in 1997, AARC LLC offers access to personal loans in 29 states across the USA.
What rates and terms does Advance America Installment Loans offer?
Advance America Installment Loans has higher interest rates than the average for lenders reviewed on SuperMoney.What personal loan APRs does Advance America Installment Loans offer?
Advance America Installment Loans offers a personal loan product that ranges from 143.29% APR up to 688.28% APR.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Advance America Installment Loans?
Loan amounts start at $100 and go up to $5,000.
| Loan Amount | $100 - $5000 |
| Loan Term | N/A |
| APR | 143.29% - 688.28% |
What fees does Advance America Installment Loans charge?
Does Advance America Installment Loans charge an origination fee?
Advance America Installment Loans charges a loan origination fee.
Does Advance America Installment Loans charge a late fee?
Yes, Advance America Installment Loans may charge borrowers a late payment fee
Does Advance America Installment Loans charge prepayment fees?
No, Advance America Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for a loan with Advance America Installment Loans?
Applicants with a credit score of at least 300 can apply for a loan via Advance America Installment Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via Advance America Installment Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
- Proof of citizenship or residence permit
- Proof of income
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Joint Applications Accepted? | Yes |
| Credit Score | 300 - 640 |
What is the estimated funding time for a personal loan via Advance America Installment Loans?
Advance America Installment Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.
Availability
- Alabama
- California
- Colorado
- Delaware
- Florida
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Michigan
- Mississippi
- Missouri
- Nebraska
- Nevada
- Ohio
- Oklahoma
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
- Wyoming
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