Advance America Installment Loans
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| Community Rating | Mostly not recommended |
| APR | 143.29% - 688.28% |
| Loan Amount | $100 - $5,000 |
| Loan Term (Months) | N/A |
| Number of Reviews | 5 |
Advance America Installment Loans Review
Advance America Installment Loans is offered by AARC LLC, a direct lender founded in 1997 and based in Spartanburg, SC. Advance America Installment Loans is available in 29 states across the USA.
- Fast access to funds. In some cases you can get your money within 1 business day.
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What interest rates and personal loan terms does Advance America offer?
Advance America has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Advance America offer?
Advance America offers a personal loan product that ranges from 143.29% APR up to 688.28% APR.
How much can you borrow via Advance America?
Business loan amounts start at $100 and go up to $5,000.
| Personal Loan Amount | $100 - $5000 |
| Loan Term | N/A |
| APR | 143.29% - 688.28% |
What fees does Advance America charge?
Does Advance America charge an origination fee?
Advance America may charge a personal loan origination fee.
Does Advance America charge a late fee?
No, Advance America will not charge you a late fee if you miss one of the monthly payments.
Does Advance America charge prepayment fees?
No, Advance America does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Advance America Installment Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.Advance America Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Advance America Installment Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Driver's license
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 640 |
What is the estimated funding time for a personal loan via Advance America?
Advance America will typically approve (or deny) a loan application within 24 hours and fund loans within 3 business days of approval.
Contact
- Headquarters
-
135 N Church St
Spartanburg, SC 29306 USA - Visit Site
- Email Support
Other Services by AARC LLC
Availability
- Alabama
- California
- Colorado
- Delaware
- Florida
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Michigan
- Mississippi
- Missouri
- Nebraska
- Nevada
- Ohio
- Oklahoma
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
- Wyoming
Advance America Installment Loans Community Reviews
Would you recommend Advance America Installment Loans to your friends?
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