Last Updated: 04/18/2025
SuperMoney User Recommendation Score -39
Mostly not recommended31 total votes
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Highlights
Community Rating
Mostly not recommended
Key Takeaway 3
N/A
Amount Range
$100 - $1,500
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Fee
$15 - $79
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Minimum Monthly Income
$1,000
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Number of Reviews
Check Into Cash Payday Loans Review
Check Into Cash Payday Loans is offered by Check Into Cash, a direct lender founded in 1993 and based in Cleveland, TN. Check Into Cash Payday Loans are available in 19 states.
Check Into Cash Payday Loans FAQ
What rates and fees does Check Into Cash Payday Loans charge?
Check Into Cash Payday Loans offers advances with fees ranging from $15 to $79. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 261% to 782%.
How much cash can you access from Check Into Cash Payday Loans?
Advances start at $100 and go up to $1,500 depending on how much you qualify for.
What is the maximum term you can get with Check Into Cash Payday Loans?
Check Into Cash offers avances with a maximum term of 31 days.
What do you need to qualify for Check Into Cash Payday Loans?
Check Into Cash Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Check Into Cash Payday Loans.
Does Check Into Cash Payday Loans run credit checks?
Yes, Check Into Cash Payday Loans will check your credit when you apply for a cash advance.
What is the estimated funding time for a cash advance via Check Into Cash Payday Loans?
Check Into Cash Payday Loans will typically approve (or deny) applications within hour and fund the cash advance as soon as 1 business days of approval.
Is Check Into Cash a legit company?
Check Into Cash was founded in 1993, it is a well-established company that has been in business for 33 years. Check Into Cash Payday Loans is mostly not recommended by SuperMoney community users.
Check Into Cash Payday Loans Disclosure: Rates, terms, and fees vary by state. New customers - up to $750 or state maximum. There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page.
For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Check Into Cash Payday Loans
Message from our editor
What we love about Check Into Cash loans
Check Into Cash is a fast and hassle-free source of income for people with poor credit who have a financial emergency and need a short-term solution. It is a direct lender with over 1,000 offices nationwide and more than 20 years in business.
What could Check Into Cash loans do better?
Check Into Cash loans are extremely expensive. The price tag on these forms of credit is among the highest in the consumer credit market. Also, Check Into Cash does not report your payments to credit bureaus, so even if you make every payment on time, these types of loans don't help you improve your credit.
Check Into Cash backstory
Check Into Cash was founded in 1993 by Allan Jones, the CEO of Creditcorp, Jones Management Services, and a founding member of the CFSA: the Community Financial Services Association. Check Into Cash has its headquarters in Cleveland, Tennessee, and has over 1,000 brick-and-mortar offices spread throughout 30 states.
The Verdict
There are other lenders with lower interest rates and better terms which you should probably try first. However, if your credit is not great and you need money fast, Check Into Cash is a hassle-free and reliable source of credit.
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