Last Updated: 03/06/2026
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Cash Advance Offers
Compare cash advance offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
Key Takeaway 3
N/A
Amount Range
Up to $250
Disclaimer popup with additional information
Fee
$1.60 - $40
Disclaimer popup with additional information
Minimum Monthly Income
N/A
Varo Cash Advance Review
Varo Cash Advance is offered by Varo, a bank founded in 2015 and based in San Francisco, CA. Varo Cash Advance are available in 50 states and Washington, DC.
Varo Cash Advance FAQ
What rates and fees does Varo Cash Advance charge?
Varo Cash Advance offers advances with fees ranging from $1.60 to $40.
How much cash can you access from Varo Cash Advance?
Advances go up to $250, depending on how much you qualify for.
Customers who qualify can be spotted up to $250 and work their way up to $500 over time¹, one of the highest cash advance amounts around. Based on November 2024 internal Varo research among single standalone loans with repayments of 30 days or less.What do you need to qualify for Varo Cash Advance?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Varo Cash Advance. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Varo Cash Advance does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Varo Cash Advance.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- U.S. tax identification number
Does Varo Cash Advance run credit checks?
Yes, Varo Cash Advance will check your credit when you apply for a cash advance.
What is the estimated funding time for a cash advance via Varo Cash Advance?
Varo Cash Advance will typically approve (or deny) applications within hour and fund the cash advance as soon as 1 business days of approval.
Is Varo a legit company?
Varo was founded in 2015, it is a well-established company that has been in business for 11 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Varo Cash Advance Disclosure: The Varo Visa® Debit Card is issued by Varo Bank, N.A. pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.
We give you access to your direct deposits from employer and government payers on the day we receive them, which is typically up to 2 days earlier than your scheduled pay date.
Varo Advance (VA) is a small dollar line of credit. Initial limits range from $20-$250, work your way up to $500 over time. Fees range from $1.60 - $40 based on loan amount. The current limit can be viewed in the Varo App. Only one outstanding advance at a time, must be repaid in full prior to requesting a new advance. Varo Bank Account, with minimum Qualifying Direct Deposit (QDD) of $800 in current or previous calendar month required. Limits and eligibility evaluated daily and may change at any time. Add'l qualifications apply. Your current limit is always available to you in the home screen of your Varo app.
Qualifying Direct Deposits (QDD) are electronic deposits of your paycheck, pension, or government benefits (such as Social Security or unemployment) from your employer or government agency to your Varo Bank Account and/or Savings Account. Tax refunds, government stimulus payments, person-to-person payments (like Venmo and Varo to Anyone), and funds deposited using a Varo routing number are not considered direct deposits.
Cashback is available on specific items or services purchased with your Varo Debit Card at select brands/retailers. Offer details may vary; see the Perks tab for more information. The maximum Cashback that can be earned is $200 per calendar month.
To open a Varo Savings Account, all you need is a Varo Bank Account. Applying won’t impact your credit score, and there are no monthly fees or minimum balance requirements. As of December 11, 2024, you can earn 2.50% APY, and potentially 5.00% APY on balances up to $5,000 by:
Receiving direct deposit(s) totaling $1,000 or more; and
Ending the month with a positive balance in all your Varo Accounts.
Rates are subject to change at any time.
Testimonials reflect real experiences of Varo customers. Results and experiences may vary.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
8:00AM - 6:00PM
Monday
6:00AM - 9:00PM
Tuesday
6:00AM - 9:00PM
Wednesday
6:00AM - 9:00PM
Thursday
6:00AM - 9:00PM
Friday
6:00AM - 9:00PM
Saturday
8:00AM - 6:00PM
Other Services by Varo
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Varo Cash Advance Community Reviews
Would you recommend Varo Cash Advance to your friends?
There are currently no reviews.