| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $0 |
| APY (Annual Percentage Yield) | 0% |
Varo Checking Account Review
Varo Checking Account is offered by Varo, a bank founded in 2015 and based in San Francisco, CA. Varo Checking Account is available in 50 states (and Washington, DC).
Are checking accounts from Varo federally insured?
Yes, your Varo checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Varo offer?
Varo Checking Account is not an interest-bearing account.
What are the account minimums for Varo Checking Account?
Varo Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What fees does Varo Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | N/A |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $0 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $25 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | N/A |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | N/A |
| Wire Transfer Fee - International (Outgoing) | N/A |
| Wire Transfer Fee - International (Incoming) | N/A |
| Returned Deposit Fee (International) | N/A |
| Wire Transfer Fee - Domestic (Incoming) | N/A |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Varo Checking Account offer?
This account includes the following features:
- Mobile Banking Services - Varo Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| ATM Fee: Out-of-Network | $0 |
| Returned Deposit Fee (Domestic) | $25 |
Varo Checking Account Community Reviews
Other Checking Accounts
- BankMobile Vibe Checking Account
- Charles Schwab Bank Checking Account
- Chase Bank Premier Platinum Checking Account
- Citizens Bank of Pennsylvania Checking Account
- Commerce Bank Checking Account
- First Midwest Bank Easy Checking
- Market USA Federal Credit Union VIP Free Checking
- New York Community Bank Checking Account
- Simple Checking Account
- TCF Bank Premier Checking
- US Bank Checking Account
- Umpqua Bank Attain Checking
