Varo Believe Secured Credit Card
Not enough votes for recommendation
Explore a similar product
Try this top product in Personal Credit Cards.
| Purchase APR (Variable APR) | N/A |
| Balance Transfer APR | N/A |
| Credit Score Range | 300 - 850 |
| Annual Fee | $0 |
Varo Believe Secured Credit Card Review
This is a secured credit card cashback credit card issued by Varo. If you're wondering whether Varo Believe Secured Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Annual fee waived the first year. Varo Believe Secured Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
| The Good | The Bad |
|---|---|
|
|
Does Varo Believe Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Varo Believe Secured Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Varo Believe Secured Credit Card?
It also has a variable cash advance APR of 0.00% .Does Varo Believe Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Varo Believe Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Varo Believe Secured Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $0 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Varo Believe Secured Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Varo Believe Secured Credit Card?
The Varo Believe Secured Credit Card customer service number is (877) 377-8276.
What is the support contact email for Varo Believe Secured Credit Card?
The support contact email for Varo Believe Secured Credit Card is help@varomoney.com.
How do people rate the customer service and user experience of Varo Believe Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Varo Believe Secured Credit Card report your account activity to credit bureaus?
Yes, Varo Believe Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Varo Believe Secured Credit Card
- Visit the Varo Believe Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
111 Sutter St
San Francisco, CA 94104 - (877) 377-8276
- Visit Site
- Email Support
Other Services by Varo
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| No Annual Fee First Year | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | $0 |
Be the first to rate
Would you recommend Varo Believe Secured Credit Card to your friends?
Other Personal Credit Cards
- Adventure Credit Union VISA® Platinum Plus Credit Card
- Commerce Bank of Washington Visa Platinum Credit Card
- Credit One Bank® NASCAR® Credit Card
- FivePoint Credit Union Signature Visa Credit Card
- Fowler State Bank Visa Credit Card
- New Cumberland FCU Rewards Visa Credit Card
- New England Federal Credit Union Visa Explorer Credit Card
- New York & Company RUNWAYREWARDS Credit Card
- Pinnacle Bank Visa Gold Credit Card
- Premier America CU Mastercard Credit Card
- Reflex Mastercard®
- Total Rewards Visa Card
