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Last Updated: 05/14/2026
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Highlights
APY (Annual Percentage Yield)
4.07% - 5.00%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $25
Certificate Term
- 3 months
- 6 months
- 9 months
- 12 months
- 18 months
- 2 years
- 3 years
- 4 years
- 5 years
All In Credit Union CD Review
All In Credit Union CD are offered by All In Credit Union, a credit union founded in 1966 and based in Daleville, AL. All In Credit Union CD are available in 50 states and Washington, DC.
Key Takeaways
- Only one share certificate type available. All In Credit Union CD only offers traditional share certificate accounts.
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 5.00%, which is much higher than the national average for a certificate account.
- Small minimum initial deposit. You only need $25 to open an account.
- Wide selection of certificate terms. All In Credit Union CD allows you to create a certificate ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of All In Credit Union CD
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All In Credit Union CD FAQ
Are share certificates from All In Credit Union federally insured?
Yes, your share certificates are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What is the difference between CDs and Share Certificates?
Certificates of Deposit (CDs) and Share Certificates are both deposit accounts where your money can grow at a fixed rate for a predetermined period of time. Both are low-risk and federally insured products designed to give you a better rate on your deposits than typical savings accounts. The main difference between them is that CDs are offered by for-profit banks, whereas Share Certificates are offered by member-owned, not-for-profit credit unions.
What types of share certificates does All In Credit Union offer?
All In Credit Union CD provides the following types of share certificates.- Traditional share certificates. These share certificates pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the share certificate for another term.
What rates does All In Credit Union offer on its share certificates?
All In Credit Union CD offers an APY starting at 4.07% and ranging up to 5.00%. APY stands for annual percentage yield and shows the interest rate paid by the share certificate after taking into account compounding. This is higher than the typical interest rate for online-only checking accounts, which is around 1% APY.
What terms does All In Credit Union CD offer?
All In Credit Union offers share certificate terms of the following lengths:| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Certificate Term |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 3-Month APY | 4.07% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 12-Month APY | 5.12% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 4.07% - 5.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6-Month APY | 4.44% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2-Year APY | 5.12% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 3-Year APY | 4.44% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 4-Year APY | 4.23% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5-Year APY | 4.07% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 18-Month APY | 4.22% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 9-Month APY | 4.59% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum deposit to open a share certificate account with All In Credit Union?
All In Credit Union CD require a minimum deposit of $25 to open an account.
What is the grace period for All In Credit Union CD?
All In Credit Union CD does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your share certificate without paying an early withdrawal penalty. A grace period starts the day after a share certificate’s maturity date, or the final day a share certificate is opened. Standard share certificates renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new share certificate rates probably won’t be the same as the original.
What types of fees, such as early withdrawal penalties, does All In Credit Union charge?
Financial institutions don't typically charge many fees on share certificates. However, most charge a fee if you choose to withdraw your money before the term ends.
All In Credit Union charges an early withdrawal fee.
All In Credit Union does charge any of the fees we track.
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Contact
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Hours of Operation
SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 5:00PMSaturdayClosed
Other Services by All In Credit Union
Other CD Accounts from All In Credit Union
Rating not yet determined
APY (Annual Percentage Yield)
4.07% - 5.22%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $25
Certificate TermShow More
- 12 months
- 18 months
- 2 years
- 3 years
- 4 years
- 5 years
Rating not yet determined
APY (Annual Percentage Yield)
4.28% - 5.27%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $100K
Certificate TermShow More
- 12 months
- 18 months
- 2 years
- 3 years
- 4 years
Rating not yet determined
APY (Annual Percentage Yield)
4.13% - 5.27%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $100K
Certificate TermShow More
- 3 months
- 6 months
- 9 months
- 12 months
- 18 months
- 2 years
- 3 years
- 4 years
- 5 years
SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
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All In Credit Union CD Community Reviews
Would you recommend All In Credit Union CD to your friends?
U
Anonymous
Jun 23, 2023
May or may not recommend
Very nice tanks b I’m still waiting for aptiogbty
Showing 1 of 1 reviews
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