Astoria Bank CD is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.

Last Updated: 04/18/2025

Not Currently Available

Astoria Bank CD

from Astoria Bank

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

Disclaimer popup with additional information

Minimum Opening Deposit

Starting at $500

Certificate Term

3 months
6 months
12 months
2 years
3 years
4 years
5 years

Astoria Bank CD Review

Astoria Bank CD is no longer available to new customers on SuperMoney.

Click here to compare and quickly find the best options for your needs.

Astoria Bank CD are offered by Astoria Bank, a bank founded in 1888 and based in Lake Success, NY. Astoria Bank CD are available in states.

Key Takeaways

Low APY. The maximum annual percentage yield for this account is only 0%.
$500 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
Wide selection of CD terms. Astoria Bank CD allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.

Pros & Cons of Astoria Bank CD

Pros

Cons

Multiple CD terms available.

Not FDIC-insured.
There isn't a no-penalty CD option.
Does not offer an IRA CD.

Astoria Bank CD FAQ

Are CD from Astoria Bank federally insured?

No, your Astoria Bank CD accounts are not insured by a federal insurance agency. This means that if Astoria Bank were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What is the grace period for Astoria Bank CD?

Astoria Bank CD does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Astoria Bank charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.

Astoria Bank charges an early withdrawal fee.

Astoria Bank does charge any of the fees we track.

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Contact

Headquarters

One Astoria Bank Plaza

Lake Success, NY 11042

(800) 278-6742

Visit Site

Email Support

Hours of Operation

SundayClosedMonday8:00AM - 8:00PMTuesday8:00AM - 8:00PMWednesday8:00AM - 8:00PMThursday8:00AM - 8:00PMFriday8:00AM - 8:00PMSaturday8:00AM - 3:00PM

Other Services by Astoria Bank

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.