Bellco Credit Union Jumbo CD
Bellco Credit Union Jumbo CD
in CD Accounts from Bellco Credit Union · Insured by NCUA

Bellco Credit Union Jumbo CD

in CD Accounts from Bellco Credit Union · Insured by NCUA
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in CD Accounts.
First Tech Share Certificates
First Tech Share Certificates

Rating not yet determined  

0 reviews
APY (Annual Percentage Yield) 3.50% - 4.00%
(Verified 03/09/2023)
Minimum Opening Deposit Starting at $100,000
Certificate Term
  • 6 months
  • 12 months

Bellco Credit Union Jumbo CD Review

Bellco Credit Union Jumbo CD are offered by Bellco Credit Union, a credit union founded in 1936 and based in Greenwood Village, CO. Bellco Credit Union Jumbo CD are available in 50 states (and Washington, DC).

Key Takeaways

  • Only one share certificate type available. Bellco Credit Union CD only offers jumbo share certificate accounts.
  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 4.00%, which is much higher than the national average for a certificate account.
  • High minimum deposit. You must deposit a minimum of $100,000, which is high compared to most certificate accounts.
  • Limited selection of share certificate terms. Bellco Credit Union CD only offers two share certificate terms. This limits your options when trying to set up a certificate ladder.

Pros & Cons of Bellco Credit Union Jumbo CD

Pros Cons
  • Insured by NCUA.
  • Available in all 50 states.
  • High-dividend yield
  • Poor selection of certificate terms.
  • There isn't a no-penalty certificate option.
  • Does not offer an IRA CD.

Bellco Credit Union Jumbo CD FAQ

Are share certificates from Bellco Credit Union federally insured?

Yes, your share certificates are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What is the difference between CDs and Share Certificates?

Certificates of Deposit (CDs) and Share Certificates are both deposit accounts where your money can grow at a fixed rate for a predetermined period of time. Both are low-risk and federally insured products designed to give you a better rate on your deposits than typical savings accounts. The main difference between them is that CDs are offered by for-profit banks, whereas Share Certificates are offered by member-owned, not-for-profit credit unions.

What types of share certificates does Bellco Credit Union offer?

Bellco Credit Union CD provides the following types of share certificates.
  • Traditional share certificates. These share certificates pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the share certificate for another term.
  • Jumbo share certificates. A jumbo share certificate requires a higher minimum balance than that required by traditional share certificates. In exchange, jumbo share certificates pay higher interest rates.

What rates does Bellco Credit Union offer on its share certificates?

Bellco Credit Union CD offers an APY starting at 3.50% and ranging up to 4.00%. APY stands for annual percentage yield and shows the interest rate paid by the share certificate after taking into account compounding. This is higher than the typical interest rate for online-only checking accounts, which is around 1% APY.

What terms does Bellco Credit Union CD offer?

Bellco Credit Union offers share certificate terms of the following lengths:
Bellco Credit Union Jumbo CD Rates & Terms
APY (Annual Percentage Yield) 3.50% - 4.00%
6-Month APY 3.50%
12-Month APY 4.00%

What is the minimum deposit to open a share certificate account with Bellco Credit Union?

Bellco Credit Union CD require a minimum deposit of $100,000 to open an account.

What is the grace period for Bellco Credit Union CD?

Bellco Credit Union CD does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your share certificate without paying an early withdrawal penalty. A grace period starts the day after a share certificate’s maturity date, or the final day a share certificate is opened. Standard share certificates renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new share certificate rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Bellco Credit Union charge?

Financial institutions don't typically charge many fees on share certificates. However, most charge a fee if you choose to withdraw your money before the term ends.

Bellco Credit Union does not charge an early withdrawal fee.

Bellco Credit Union does charge any of the fees we track.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday 9:00am - 1:00pm

Other Services by Bellco Credit Union

Icon for CD Accounts
View all cd accounts offered by Bellco Credit Union


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $100,000
APY (Annual Percentage Yield) 3.50% - 4.00%
(Verified 03/09/2023)
6-Month APY 3.50%
12-Month APY 4.00%
Certificate Term
  • 6 months
  • 12 months
CD Accounts Jumbo

Be the first to rate


Would you recommend Bellco Credit Union Jumbo CD to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Bellco Credit Union CD Accounts