Citizens Bank Online-Only CD

Citizens Bank Online-Only CD

in CD Accounts from Citizens Bank · Member fdic


Citizens Bank Online-Only CD


in CD Accounts from Citizens Bank · Member FDIC

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Minimum Opening Deposit Starting at $1,000
Deposit Term
APY (Annual Percentage Yield) 0.05%

Citizens Bank Online-Only CD Review

Citizens Bank Online-Only CD is offered by Citizens Bank, a bank founded in 1828 and based in Providence, RI. Citizens Bank Online-Only CD is available in 11 states across the USA.

Citizens Bank Online-Only CD FAQ

Are cd accounts from Citizens Bank federally insured?

Yes, your Citizens Bank cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57957). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does Citizens Bank offer?

  • Traditional

What APY does Citizens Bank offer on its CDs?

Citizens Bank Online-Only CD offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What is the minimum deposit to open a CD account with Citizens Bank?

Citizens Bank Online-Only CD requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does Citizens Bank Online-Only CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Citizens Bank does not charge an early withdrawal fee.

Citizens Bank Online-Only CD Fees
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  Available in 11 states
  • Connecticut
  • Delaware
  • Massachusetts
  • Michigan
  • New Hampshire
  • New Jersey
  • New York
  • Ohio
  • Pennsylvania
  • Rhode Island
  • Vermont

Feature Breakdown

Minimum Opening Deposit Starting at $1,000
Grace Period for Account Changes 10 days
APY (Annual Percentage Yield) 0.05%
CD Accounts Traditional

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