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  Digital Federal Credit Union Regular CD

Digital Federal Credit Union Regular CD

in CD Accounts from Digital Federal Credit Union · ncua

Unaffiliated

Digital Federal Credit Union Regular CD

Unaffiliated

in CD Accounts from Digital Federal Credit Union · Insured by NCUA

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Highlights
Minimum Opening Deposit Starting at $500
Certificate Term
  • 3 months
  • 6 months
  • 9 months
  • 11 months
  • 12 months
  • 13 months
  • 15 months
  • 16 months
  • 18 months
  • 19 months
  • 2 years
  • 25 months
  • 27 months
  • 28 months
  • 30 months
  • 31 months
  • 3 years
  • 37 months
  • 39 months
  • 42 months
  • 43 months
  • 4 years
  • 49 months
  • 55 months
  • 58 months
  • 59 months
  • 5 years
APY (Annual Percentage Yield) 0.1% - 0.4%

Digital Federal Credit Union Regular CD Review

Digital Federal Credit Union Regular CD is offered by Digital Federal Credit Union, a credit union founded in 1979 and based in Marlborough, MA. Digital Federal Credit Union Regular CD is available in 50 states (and Washington, DC).

Key Takeaways
  • Only one CD account type available. Digital Federal Credit Union Regular CD only offers traditional CD accounts.
  • Very high APY. This account offers an annual percentage yield of up to 0.4%, which is much higher than the national average for a certificate account.
  • $500 minimum deposit. This is a typical minimum initial deposit for the certificates we track.
  • Wide selection of certificate terms. Digital Federal Credit Union Regular CD allows you to create a certificate ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of Digital Federal Credit Union Regular CD
Pros Cons
  • Insured by NCUA.
  • Multiple certificate terms available.
  • Available in all 50 states.
  • High-dividend yield
  • No charge on incoming domestic or international wire transfers.
  • There isn't a no-penalty certificate option.
  • Does not offer an IRA CD.
Digital Federal Credit Union Regular CD FAQ

Are cd accounts from Digital Federal Credit Union federally insured?

Yes, your Digital Federal Credit Union cd accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Digital Federal Credit Union offer?

Digital Federal Credit Union Regular CD provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.

What CD rates does Digital Federal Credit Union offer on its CDs?

Digital Federal Credit Union Regular CD offers an APY starting at 0.1% and ranging up to 0.4%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding.

What terms does Digital Federal Credit Union Regular CD offer?

Digital Federal Credit Union offers CD terms of the following lengths:
Digital Federal Credit Union Regular CD Rates & Terms
Description
11-Month APY 0.2%
2-Year APY 0.4%
3-Month APY 0.1%
3-Year APY 0.4%
4-Year APY 0.4%
5-Year APY 0.4%
6-Month APY 0.2%
12-Month APY 0.3%
APY (Annual Percentage Yield) 0.1% - 0.4%

What is the minimum deposit to open a CD account with Digital Federal Credit Union?

Digital Federal Credit Union Regular CD requires a minimum deposit of $500 to open an account.

What is the grace period for Digital Federal Credit Union Regular CD?

There is a 5-day grace period for Digital Federal Credit Union Regular CD. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 5-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Digital Federal Credit Union Regular CD charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

Digital Federal Credit Union does not charge an early withdrawal fee.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:30am - 5:00pm
  • Tuesday 9:30am - 5:00pm
  • Wednesday 9:30am - 5:00pm
  • Thursday 9:30am - 5:00pm
  • Friday 9:30am - 5:00pm
  • Saturday Closed

Other Services by Digital Federal Credit Union

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View all cd accounts offered by Digital Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $500
11-Month APY 0.2%
2-Year APY 0.4%
3-Month APY 0.1%
3-Year APY 0.4%
4-Year APY 0.4%
5-Year APY 0.4%
6-Month APY 0.2%
12-Month APY 0.3%
APY (Annual Percentage Yield) 0.1% - 0.4%
CD Accounts Traditional
Grace Period for Account Changes 5 days
Certificate Term
  • 3 months
  • 6 months
  • 9 months
  • 11 months
  • 12 months
  • 13 months
  • 15 months
  • 16 months
  • 18 months
  • 19 months
  • 2 years
  • 25 months
  • 27 months
  • 28 months
  • 30 months
  • 31 months
  • 3 years
  • 37 months
  • 39 months
  • 42 months
  • 43 months
  • 4 years
  • 49 months
  • 55 months
  • 58 months
  • 59 months
  • 5 years

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