SuperMoney CD CD

in CD Accounts from · fdic

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in CD Accounts from · Member FDIC

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Minimum Opening Deposit Starting at $2,500
Certificate Term
  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 2 years
  • 3 years
  • 5 years
APY (Annual Percentage Yield) 0.25% CD Review CD is offered by, a bank founded in 1999 and based in Ft. Lauderdale, FL. CD is available in 50 states (and Washington, DC).

Key Takeaways
  • Only one CD account type available. Giant Bank CD only offers traditional CD accounts.
  • Very high APY. This account offers an annual percentage yield of up to 0.25%, which is much higher than the national average for a CD account.
  • High minimum deposit. You must deposit a minimum of $2,500, which is high compared to most CD accounts.
  • Wide selection of CD terms. Giant Bank CD allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of CD
Pros Cons
  • FDIC insured.
  • Multiple CD terms available.
  • Available in all 50 states.
  • High-interest yield.
  • No charge on incoming domestic or international wire transfers.
  • There isn't a no-penalty CD option.
  • Does not offer an IRA CD. CD FAQ

Are cd accounts from federally insured?

Yes, your cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does offer?

Giant Bank CD provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.

What CD rates does offer on its CDs?

The CD rates for this account have an APY of0.25% (APY stands for annual percentage yield, rates may change).

What terms does Giant Bank CD offer? offers CD terms of the following lengths: CD Rates & Terms
2-Year APY 0.25%
3-Month APY 0.25%
3-Year APY 0.25%
5-Year APY 0.25%
6-Month APY 0.25%
12-Month APY 0.25%
APY (Annual Percentage Yield) 0.25%

What is the minimum deposit to open a CD account with

Giant Bank CD requires a minimum deposit of $2,500 to open an account.

What is the grace period for Giant Bank CD?

There is a 10-day grace period for Giant Bank CD. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 10-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Giant Bank CD charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends. does not charge an early withdrawal fee.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


About CD


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $2,500
2-Year APY 0.25%
3-Month APY 0.25%
3-Year APY 0.25%
5-Year APY 0.25%
6-Month APY 0.25%
12-Month APY 0.25%
APY (Annual Percentage Yield) 0.25%
CD Accounts Traditional
Grace Period for Account Changes 10 days
Certificate Term
  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 2 years
  • 3 years
  • 5 years

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