SuperMoney CD CD
in CD Accounts from
Unaffiliated CD

in CD Accounts from
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in CD Accounts.
CIT Bank No-Penalty CD
CIT Bank No-Penalty CD 27 reviews
Minimum Opening Deposit Starting at $2,500
Certificate Term
  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 2 years
  • 3 years
  • 5 years
APY (Annual Percentage Yield) 0.25% CD Review CD is offered by, founded in 1999 and based in Ft. Lauderdale, FL. CD is available in 51 states across the USA.

Key Takeaways
  • Only one CD account type available. Giant Bank CD only offers CD accounts.
  • Very high APY. This account offers an annual percentage yield of up to 0.25%, which is much higher than the national average for a CD account.
  • High minimum deposit. You must deposit a minimum of $2,500, which is high compared to most CD accounts.
  • Wide selection of CD terms. Giant Bank CD allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of CD
Pros Cons
  • Multiple CD terms available.
  • Available in all 50 states.
  • High-interest yield.
  • Not FDIC-insured.
  • There isn't a no-penalty CD option.
  • Does not offer an IRA CD. CD FAQ

Are cd accounts from federally insured?

No, your cd accounts are not insured by a federal insurance agency. This means that if were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What types of CDs does offer?

Giant Bank CD provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.

What CD rates does offer on its CDs?

The CD rates for this account have an APY of0.25% (APY stands for annual percentage yield, rates may change).

What terms does Giant Bank CD offer? offers CD terms of the following lengths: CD Rates & Terms
APY (Annual Percentage Yield) 0.25%
3-Month APY 0.25%
6-Month APY 0.25%
12-Month APY 0.25%
2-Year APY 0.25%
3-Year APY 0.25%
5-Year APY 0.25%

What is the minimum deposit to open a CD account with

Giant Bank CD requires a minimum deposit of $2,500 to open an account.

What is the grace period for Giant Bank CD?

There is a 10-day grace period for Giant Bank CD. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 10-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Giant Bank CD charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends. does not charge an early withdrawal fee.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


About CD


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $2,500
APY (Annual Percentage Yield) 0.25%
3-Month APY 0.25%
6-Month APY 0.25%
12-Month APY 0.25%
2-Year APY 0.25%
3-Year APY 0.25%
5-Year APY 0.25%
CD Accounts Traditional
Grace Period for Account Changes 10 days
Certificate Term
  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 2 years
  • 3 years
  • 5 years

Be the first to rate


Would you recommend CD to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)