|Deposit Term||12 months|
Goldwater Bank Access CD Review
Goldwater Bank Access CD is offered by Goldwater Bank, a bank founded in 2007 and based in Scottsdale, AZ. Goldwater Bank Access CD is offered in 50 states (and Washington, DC).
Are cd accounts from Goldwater Bank federally insured?
Yes, your Goldwater Bank cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What types of CDs does Goldwater Bank offer?
What APY does Goldwater Bank offer on its CDs?
Goldwater Bank Access CD offers an APY of 2.20% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.
What types of terms does Goldwater Bank Access CD offer?Goldwater Bank offers CD terms of the following lengths:
|APY Type||Fixed APY|
What is the minimum deposit to open a CD account with Goldwater Bank?
Goldwater Bank Access CD requires a minimum initial deposit of $50,000 to open an account.
What types of early withdrawal penalties does Goldwater Bank Access CD charge?
Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.
Goldwater Bank does not charge an early withdrawal fee.
|No Early Withdrawal Fee?||Yes|
Goldwater Bank does not seem to charge any of the fees we track.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia