iGObanking High Yield CD
iGObanking High Yield CD
in CD Accounts from · Member FDIC

iGObanking High Yield CD

in CD Accounts from · Member FDIC
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APY (Annual Percentage Yield) 0.55% - 0.9%
Minimum Opening Deposit Starting at $1,000
Certificate Term
  • 6 months
  • 12 months
  • 18 months
  • 3 years
  • 4 years

iGObanking High Yield CD Review

iGObanking High Yield CD is offered by, a bank founded in 0 and based in Bayside, NY. iGObanking High Yield CD is available in 50 states (and Washington, DC).

Key Takeaways

  • Only one CD account type available. iGObanking CD only offers traditional CD accounts.
  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.9%, which is much higher than the national average for a CD account.
  • $1,000 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
  • Wide selection of CD terms. iGObanking CD allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.

Pros & Cons of iGObanking High Yield CD

Pros Cons
  • FDIC insured.
  • Multiple CD terms available.
  • Available in all 50 states.
  • High-interest yield.
  • There isn't a no-penalty CD option.
  • Does not offer an IRA CD.

iGObanking High Yield CD FAQ

Are CDs from federally insured?

Yes, your CDs are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does offer?

iGObanking CD provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.

What CD rates does offer on its CDs?

iGObanking CD offers an APY starting at 0.55% and ranging up to 0.9%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding.

What terms does iGObanking CD offer? offers CD terms of the following lengths:
iGObanking High Yield CD Rates & Terms
APY (Annual Percentage Yield) 0.55% - 0.9%
6-Month APY 0.55%
12-Month APY 0.6%
3-Year APY 0.85%
4-Year APY 0.9%

What is the minimum deposit to open a CD account with

iGObanking CD requires a minimum deposit of $1,000 to open an account.

What is the grace period for iGObanking CD?

There is a 7-day grace period for iGObanking CD. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 7-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does iGObanking CD charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends. charges an early withdrawal fee.

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About iGObanking High Yield CD


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $1,000
APY (Annual Percentage Yield) 0.55% - 0.9%
6-Month APY 0.55%
12-Month APY 0.6%
3-Year APY 0.85%
4-Year APY 0.9%
Certificate Term
  • 6 months
  • 12 months
  • 18 months
  • 3 years
  • 4 years
CD Accounts Traditional
Grace Period for Account Changes 7 days

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