CD Accounts
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Last Updated: 05/14/2026
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Highlights
APY (Annual Percentage Yield)
Up to 4.22%(Verified 08/28/2025)
Minimum Opening Deposit
Starting at $1
Certificate Term
1 month
Mission Valley Bank High-Yield CDs Review
Mission Valley Bank High-Yield CDs are offered by Mission Valley Bank, a bank founded in 2001 and based in Los Angeles, CA. Mission Valley Bank High-Yield CDs are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Only one CD type available. Mission Valley Bank High-Yield CDs only offers traditional CD accounts.
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 4.22%, which is much higher than the national average for a CD account.
- Small minimum initial deposit. You only need $1 to open an account.
- Limited selection of CD terms. Mission Valley Bank High-Yield CDs only offers one CD term. This limits your options when trying to set up a CD ladder.
Pros & Cons of Mission Valley Bank High-Yield CDs
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Mission Valley Bank High-Yield CDs FAQ
Are CD from Mission Valley Bank federally insured?
Yes, your Mission Valley Bank CDs are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What types of CDs does Mission Valley Bank offer?
Mission Valley Bank High-Yield CDs provides the following types of CDs.- Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.
What rates does Mission Valley Bank offer on its CDs?
What terms does Mission Valley Bank High-Yield CDs offer?
Mission Valley Bank offers CD terms of the following lengths:| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Certificate Term | 1 month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 3-Month APY | 4.22% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | Up to 4.22% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1-Month APY | 4.22 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum deposit to open a CD account with Mission Valley Bank?
Mission Valley Bank High-Yield CDs require a minimum deposit of $1 to open an account.
What is the grace period for Mission Valley Bank High-Yield CDs?
Mission Valley Bank High-Yield CDs does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.
What types of fees, such as early withdrawal penalties, does Mission Valley Bank charge?
Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.
Mission Valley Bank charges an early withdrawal fee.
Mission Valley Bank does charge any of the fees we track.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 4:00PMFriday9:00AM - 4:00PMSaturdayClosed
Other Services by Mission Valley Bank
Savings Accounts
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