CD Accounts
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Last Updated: 05/14/2026
Robins Financial CU Easy Save Share Certificate
Unaffiliated
Last Updated: 05/14/2026
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Highlights
APY (Annual Percentage Yield)
1.15%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $100
Certificate Term
12 months
Robins Financial CU Easy Save Share Certificate Review
Robins Financial CU Easy Save Share Certificate are offered by Robins Financial Credit Union, a credit union founded in 1954 and based in Warner Robins, GA. Robins Financial CU Easy Save Share Certificate are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Only one share certificate type available. Robins Financial CU Easy Save Share Certificate only offers traditional share certificate accounts.
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.15%, which is much higher than the national average for a certificate account.
- Small minimum initial deposit. You only need $100 to open an account.
- Limited selection of share certificate terms. Robins Financial CU Easy Save Share Certificate only offers one share certificate term. This limits your options when trying to set up a certificate ladder.
Pros & Cons of Robins Financial CU Easy Save Share Certificate
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Robins Financial CU Easy Save Share Certificate FAQ
Are share certificates from robins federal credit union federally insured?
Yes, your share certificates are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What is the difference between CDs and Share Certificates?
Certificates of Deposit (CDs) and Share Certificates are both deposit accounts where your money can grow at a fixed rate for a predetermined period of time. Both are low-risk and federally insured products designed to give you a better rate on your deposits than typical savings accounts. The main difference between them is that CDs are offered by for-profit banks, whereas Share Certificates are offered by member-owned, not-for-profit credit unions.
What types of share certificates does Robins Financial Credit Union offer?
Robins Financial CU Easy Save Share Certificate provides the following types of share certificates.- Traditional share certificates. These share certificates pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the share certificate for another term.
What rates does Robins Financial Credit Union offer on its share certificates?
The share certificate rates for this account have an APY of1.15% (APY stands for annual percentage yield, rates may change).
What terms does Robins Financial CU Easy Save Share Certificate offer?
Robins Financial Credit Union offers share certificate terms of the following lengths:| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Certificate Term | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 12-Month APY | 1.15% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 1.15% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum deposit to open a share certificate account with Robins Financial Credit Union?
Robins Financial CU Easy Save Share Certificate require a minimum deposit of $100 to open an account.
What is the grace period for Robins Financial CU Easy Save Share Certificate?
Robins Financial CU Easy Save Share Certificate does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your share certificate without paying an early withdrawal penalty. A grace period starts the day after a share certificate’s maturity date, or the final day a share certificate is opened. Standard share certificates renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new share certificate rates probably won’t be the same as the original.
What types of fees, such as early withdrawal penalties, does Robins Financial Credit Union charge?
Financial institutions don't typically charge many fees on share certificates. However, most charge a fee if you choose to withdraw your money before the term ends.
Robins Financial Credit Union charges an early withdrawal fee.
Robins Financial Credit Union does charge any of the fees we track.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
9:00AM - 12:00PM
Other Services by Robins Financial Credit Union
Commercial Mortgage
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Other CD Accounts from Robins Financial Credit Union
Rating not yet determined
APY (Annual Percentage Yield)
1.00% - 4.70%
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Minimum Opening Deposit
Starting at $500
Certificate Term
- 6 months
- 7 months
- 12 months
- 18 months
- 2 years
- 3 years
- 4 years
- 5 years
Rating not yet determined
APY (Annual Percentage Yield)
3.25%
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Minimum Opening Deposit
$100 - $5K
Certificate Term
15 months
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