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  Security Service Federal Credit Union Future Builder Certificate

Security Service Federal Credit Union Future Builder Certificate

in CD Accounts from Security Service Federal Credit Union · Member ncua

Unaffiliated

Security Service Federal Credit Union Future Builder Certificate

Unaffiliated

in CD Accounts from Security Service Federal Credit Union · Member NCUSIF

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Highlights
Minimum Opening Deposit Starting at $250
Deposit Term 12 months
APY (Annual Percentage Yield) 0.25% - 0.40%

Security Service Federal Credit Union Future Builder Certificate Review

Security Service Federal Credit Union Future Builder Certificate is offered by Security Service Federal Credit Union, a credit union founded in 1973 and based in San Antonio, TX. Security Service Federal Credit Union Future Builder Certificate is available in 3 states across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 0.40%, which is much higher than the national average for a CD account.
  • $250 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit.
  • Limited selection of CD terms. Security Service Federal Credit Union Future Builder Certificate only offers one CD terms. This limits your options when trying to set up a CD ladder.
Pros & Cons of Security Service Federal Credit Union Future Builder Certificate
Pros Cons
  • NCUSIF insured.
  • High-interest yield.
  • No charge on incoming domestic or international wire transfers.
  • Only available in 3 states.
  • Poor selection of CD terms.
  • There isn't a no-penalty CD option.
  • Does not offer an IRA CD.
Security Service Federal Credit Union Future Builder Certificate FAQ

Are cd accounts from Security Service Federal Credit Union federally insured?

Yes, your Security Service Federal Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Security Service Federal Credit Union offer?

Security Service Federal Credit Union Future Builder Certificate provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.
  • Jumbo CDs. A jumbo CD requires a higher minimum balance than that required by traditional CDs. In exchange, jumbo CDs pay higher interest rates.

What CD rates does Security Service Federal Credit Union offer on its CDs?

Security Service Federal Credit Union Future Builder Certificate offers an APY starting at 0.25% and ranging up to 0.40%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding.

What terms does Security Service Federal Credit Union Future Builder Certificate offer?

Security Service Federal Credit Union offers CD terms of the following lengths:
Security Service Federal Credit Union Future Builder Certificate Rates & Terms
Description
12-Month APY 0.25% - 0.40%
APY (Annual Percentage Yield) 0.25% - 0.40%

What is the minimum deposit to open a CD account with Security Service Federal Credit Union?

Security Service Federal Credit Union Future Builder Certificate requires a minimum deposit of $250 to open an account.

What is the grace period for Security Service Federal Credit Union Future Builder Certificate?

There is a 7-day grace period for Security Service Federal Credit Union Future Builder Certificate. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 7-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Security Service Federal Credit Union Future Builder Certificate charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

Security Service Federal Credit Union does not charge an early withdrawal fee.

Security Service Federal Credit Union Future Builder Certificate Fees
Description
Annual Fee $0
No Early Withdrawal Fee?
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   16211 La Cantera
    San Antonio, TX 78256
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday 9:00am - 2:00pm

Other Services by Security Service Federal Credit Union

Icon for CD Accounts
View all cd accounts offered by Security Service Federal Credit Union

Availability

  Available in 3 states
  • Colorado
  • Texas
  • Utah

Feature Breakdown

Annual Fee $0
No Early Withdrawal Fee
Minimum Opening Deposit Starting at $250
12-Month APY 0.25% - 0.40%
APY (Annual Percentage Yield) 0.25% - 0.40%
CD Accounts
  • Jumbo
  • Liquid
  • Traditional
Grace Period for Account Changes 7 days
Deposit Term 12 months

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