Last Updated: 04/18/2025
SMBC Certificates of Deposit Account
Unaffiliated
in CD Accounts from SMBC MANUBANK
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
N/A
Minimum Opening Deposit
Certificate Term
- 12 months
- 18 months
- 2 years
- 3 years
- 4 years
- 5 years
SMBC Certificates of Deposit Account Review
Key Takeaways
- Only one CD type available. SMBC Certificates of Deposit Account only offers traditional CD accounts.
- High minimum deposit. You must deposit a minimum of $5,000, which is high compared to most CD accounts.
- Wide selection of CD terms. SMBC Certificates of Deposit Account allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of SMBC Certificates of Deposit Account
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SMBC Certificates of Deposit Account FAQ
Are CD from SMBC MANUBANK federally insured?
What types of CDs does SMBC MANUBANK offer?
SMBC Certificates of Deposit Account provides the following types of CDs.- Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.
What rates does SMBC MANUBANK offer on its CDs?
What terms does SMBC Certificates of Deposit Account offer?
SMBC MANUBANK offers CD terms of the following lengths:| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Certificate Term |
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What is the minimum deposit to open a CD account with SMBC MANUBANK?
What is the grace period for SMBC Certificates of Deposit Account?
What types of fees, such as early withdrawal penalties, does SMBC MANUBANK charge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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