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USAA Certificates of Deposit

in CD Accounts from USAA · Member fdic

Claimed

USAA Certificates of Deposit

Claimed

in CD Accounts from USAA · Member FDIC

Not enough votes for recommendation

Highlights
Minimum Initial Deposit	$1,000
Deposit Term	1 month 3 months 6 months 9 months 12 months 15 months 18 months 2 years 30 months 3 years 4 years 5 years 7 years
APY (Annual Percentage Yield)	0.05% - 0.47%

USAA Certificates of Deposit Review

USAA Certificates of Deposit is offered by USAA, a financial services company founded in 1922 and based in San Antonio, TX. USAA Certificates of Deposit is available in 50 states (and Washington, DC).

USAA Certificates of Deposit FAQ

Are cd accounts from USAA federally insured?

Yes, your USAA cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #34351). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does USAA offer?

Jumbo
Traditional

What APY does USAA offer on its CDs?

USAA Certificates of Deposit offers an APY starting at 0.05% and ranging up to 0.47% (APY stands for annual percentage yield, rates may change).

What types of terms does USAA Certificates of Deposit offer?

USAA offers CD terms of the following lengths:

USAA Certificates of Deposit Rates & Terms
Description
2-Year APY	0.2%
3-Month APY	0.05%
3-Year APY	0.25%
4-Year APY	0.28%
5-Year APY	0.39%
6-Month APY	0.05%
7-Year APY	0.47%
APY Type	Fixed APY
12-Month APY	0.14%
APY (Annual Percentage Yield)	0.05% - 0.47%

What is the minimum deposit to open a CD account with USAA?

USAA Certificates of Deposit requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does USAA Certificates of Deposit charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

USAA does not charge an early withdrawal fee.

USAA Certificates of Deposit Fees
Description

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