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  USAA Certificates of Deposit

USAA Certificates of Deposit

in CD Accounts from USAA · Member fdic

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USAA Certificates of Deposit

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in CD Accounts from USAA · Member FDIC

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Highlights
Minimum Initial Deposit $1,000
Deposit Term
  • 1 month
  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 15 months
  • 18 months
  • 2 years
  • 30 months
  • 3 years
  • 4 years
  • 5 years
  • 7 years
APY (Annual Percentage Yield) 0.05% - 0.47%

USAA Certificates of Deposit Review

USAA Certificates of Deposit is offered by USAA, a financial services company founded in 1922 and based in San Antonio, TX. USAA Certificates of Deposit is available in 50 states (and Washington, DC).

USAA Certificates of Deposit FAQ

Are cd accounts from USAA federally insured?

Yes, your USAA cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #34351). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does USAA offer?

  • Jumbo
  • Traditional

What APY does USAA offer on its CDs?

USAA Certificates of Deposit offers an APY starting at 0.05% and ranging up to 0.47% (APY stands for annual percentage yield, rates may change).

What types of terms does USAA Certificates of Deposit offer?

USAA offers CD terms of the following lengths:
USAA Certificates of Deposit Rates & Terms
Description
2-Year APY 0.2%
3-Month APY 0.05%
3-Year APY 0.25%
4-Year APY 0.28%
5-Year APY 0.39%
6-Month APY 0.05%
7-Year APY 0.47%
APY Type Fixed APY
12-Month APY 0.14%
APY (Annual Percentage Yield) 0.05% - 0.47%

What is the minimum deposit to open a CD account with USAA?

USAA Certificates of Deposit requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does USAA Certificates of Deposit charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

USAA does not charge an early withdrawal fee.

USAA Certificates of Deposit Fees
Description
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $1,000
Grace Period for Account Changes 10 days
2-Year APY 0.2%
3-Month APY 0.05%
3-Year APY 0.25%
4-Year APY 0.28%
5-Year APY 0.39%
6-Month APY 0.05%
7-Year APY 0.47%
12-Month APY 0.14%
APY (Annual Percentage Yield) 0.05% - 0.47%
CD Accounts
  • Jumbo
  • Traditional

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