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  1st Capital Bank Personal Interest Checking Account
1st Capital Bank Personal Interest Checking Account Unaffiliated

1st Capital Bank Personal Interest Checking Account

Unaffiliated
in Checking Accounts from 1st Capital Bank · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee Starting at $10
Minimum Balance to Avoid Monthly Fee Starting at $2

1st Capital Bank Personal Interest Checking Account Review

1st Capital Bank Personal Interest Checking Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Personal Interest Checking Account is available in 1 state across the USA.

Key Takeaways
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. 1st Capital Bank Personal Interest Checking Account does not charge fees on ATM transactions.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
1st Capital Bank personal interest checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
1st Capital Bank personal interest checking FAQ

Are checking accounts from 1st Capital Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does 1st Capital Bank personal interest checking offer?

1st Capital Bank does not provide interest rate information until a customer applies for a new account.

What are the account minimums for 1st Capital Bank personal interest checking?

1st Capital Bank personal interest checking requires a minimum initial deposit of $100 to open an account.

1st Capital Bank Personal Interest Checking Account Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $2

What fees does 1st Capital Bank personal interest checking charge?

1st Capital Bank Personal Interest Checking Account Fees
Description
ATM Fee: In-Network $0
Monthly Fee Starting at $10

What features and perks does 1st Capital Bank personal interest checking offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Mobile Banking Services - 1st Capital Bank personal interest checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From 1st Capital Bank

At 1st Capital Bank, we offer a variety of checking account options designed to fit a wide range of banking needs. Whether you prefer to write checks or conveniently manage your accounts online, we have solutions to suit your banking needs. Get started today by speaking with a Client Services Representative at your nearest 1st Capital Bank branch.

Contact

  • Headquarters
  •   150 Main Street, Salinas, California.
    Salinas, CA 93901
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00am
  • Tuesday 8:00am - 5:00am
  • Wednesday 8:00am - 5:00am
  • Thursday 8:00am - 5:00am
  • Friday 8:00am - 5:00am
  • Saturday Closed

Other Services by 1st Capital Bank

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Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $2
ATM Fee: In-Network $0
Monthly Fee Starting at $10
Immigration Status Considered
  • U.S. Citizen
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Account Features
  • No ATM Fees
  • Member FDIC
  • Branch Access
  • Debit Card
  • Mobile Banking
  • ATM Reimbursement
  • Interest Bearing Account
  • Mobile Check Deposit

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