1st Capital Bank Personal Interest Checking Account
in Checking Accounts from 1st Capital Bank · Member fdic
Unaffiliated1st Capital Bank Personal Interest Checking Account
in Checking Accounts from 1st Capital Bank · Member FDIC
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| Monthly Fee | Starting at $10 |
| ATM Fee: Out-of-Network | N/A |
| Minimum Balance to Avoid Monthly Fee | $2 |
| APY (Annual Percentage Yield) | N/A |
1st Capital Bank Personal Interest Checking Account Review
1st Capital Bank Personal Interest Checking Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Personal Interest Checking Account is available in 1 state across the USA.
- $100 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
- No ATM fees. 1st Capital Bank Personal Interest Checking Account does not charge fees on ATM transactions.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Hard credit pull. 1st Capital Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from 1st Capital Bank federally insured?
Yes, your 1st Capital Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does 1st Capital Bank Personal Interest Checking Account offer?
1st Capital Bank does not provide interest rate information until you apply for a new account.What are the account minimums for 1st Capital Bank Personal Interest Checking Account?
1st Capital Bank Personal Interest Checking Account requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
| Minimum Balance to Avoid Monthly Fee | $2 |
What fees does 1st Capital Bank Personal Interest Checking Account charge?
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Monthly Fee | Starting at $10 |
What features and perks does 1st Capital Bank Personal Interest Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Mobile Banking Services - 1st Capital Bank Personal Interest Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
150 Main Street, Salinas, California.
Salinas, CA 93901 - (831) 264-4000
- Visit Site
Other Services by 1st Capital Bank
Availability
Feature Breakdown
| Minimum Initial Deposit | $100 |
| Minimum Balance to Avoid Monthly Fee | $2 |
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