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1st Capital Bank Personal Interest Checking Account

in Checking Accounts from 1st Capital Bank · fdic

Unaffiliated

1st Capital Bank Personal Interest Checking Account

Unaffiliated

in Checking Accounts from 1st Capital Bank · Member FDIC

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Highlights
Monthly Fee	Starting at $10
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	Starting at $2
APY (Annual Percentage Yield)	N/A

1st Capital Bank Personal Interest Checking Account Review

1st Capital Bank Personal Interest Checking Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Personal Interest Checking Account is available in 1 state across the USA.

Key Takeaways

$100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
No ATM fees. 1st Capital Bank Personal Interest Checking Account does not charge fees on ATM transactions.
ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).

1st Capital Bank personal interest checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest. Does not provide access to a nationwide ATM network. Only available in one state.

1st Capital Bank personal interest checking FAQ

Are checking accounts from 1st Capital Bank federally insured?

Yes, your 1st Capital Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does 1st Capital Bank personal interest checking offer?

1st Capital Bank does not provide interest rate information until a customer applies for a new account.

What are the account minimums for 1st Capital Bank personal interest checking?

1st Capital Bank personal interest checking requires a minimum initial deposit of $100 to open an account.

1st Capital Bank Personal Interest Checking Account Minimums
Description
Minimum Opening Deposit	Starting at $100
Minimum Balance to Avoid Monthly Fee	Starting at $2

What fees does 1st Capital Bank personal interest checking charge?

1st Capital Bank Personal Interest Checking Account Fees
Description
ATM Fee: In-Network	$0
Monthly Fee	Starting at $10

Does 1st Capital Bank personal interest checking charge overdraft fees?

What features and perks does 1st Capital Bank personal interest checking offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for any domestic ATM fees.
Mobile Banking Services - 1st Capital Bank personal interest checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

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