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  1st Capital Bank Personal Interest Checking Account
1st Capital Bank Personal Interest Checking Account
in Checking Accounts from 1st Capital Bank · Member FDIC
Unaffiliated

1st Capital Bank Personal Interest Checking Account

Unaffiliated
in Checking Accounts from 1st Capital Bank · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee Starting at $10
Minimum Balance to Avoid Monthly Fee Starting at $2,000

1st Capital Bank Personal Interest Checking Account Review

1st Capital Bank Personal Interest Checking Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Personal Interest Checking Account are available in 1 state across the USA.

Key Takeaways

  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. 1st Capital Bank Personal Interest Checking Account does not charge fees on ATM transactions.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).

1st Capital Bank personal interest checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.

1st Capital Bank personal interest checking FAQ

Are checking accounts from 1st Capital Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does 1st Capital Bank personal interest checking offer?

1st Capital Bank does not provide interest rate information until a customer applies for a new account.

What are the account minimums for 1st Capital Bank personal interest checking?

1st Capital Bank personal interest checking requires a minimum initial deposit of $100 to open an account.

1st Capital Bank Personal Interest Checking Account Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $2,000

What fees does 1st Capital Bank personal interest checking charge?

1st Capital Bank Personal Interest Checking Account Fees
Description
Monthly Fee Starting at $10
ATM Fee: In-Network $0

What features and perks does 1st Capital Bank personal interest checking offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Mobile Banking Services - 1st Capital Bank personal interest checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for 1st Capital Bank personal interest checking?

The customer support email for 1st Capital Bank personal interest checking is info@1stcapitalbank.com.

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Message From 1st Capital Bank personal interest checking

At 1st Capital Bank, we offer a variety of checking account options designed to fit a wide range of banking needs. Whether you prefer to write checks or conveniently manage your accounts online, we have solutions to suit your banking needs. Get started today by speaking with a Client Services Representative at your nearest 1st Capital Bank branch.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $2,000
Monthly Fee Starting at $10
ATM Fee: In-Network $0
Immigration Status Considered
  • U.S. Citizen
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Mobile Banking
  • Debit Card
  • Branch Access
  • Member FDIC

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