1st Capital Bank is a locally owned and managed community bank headquartered in Monterey County. We provide professional banking, including credit and cash management services to businesses, professionals and residents throughout California’s Central Coast. 1st Capital Bank's vision is to invest in long-term relationships that enhance the financial health and well-being of our communities.

1st Capital Bank’s mission is to contribute to the growth and prosperity of our communities. Through the competence, integrity, and community leadership of our professional bankers, this mission will be achieved by, Delivering relevant products and services that meet the changing and growing needs of our customers, Providing for the safety and security of the funds we have been entrusted to protect, Continually demonstrating that we are an important force, contributing to the economic vitality and general wellbeing of our communities, Promoting the enrichment and growth of our entire employee base, and Earning a satisfactory return for our shareholders. The success of 1st Capital Bank is therefore completely dependent on maintaining long-term profitable relationships which are mutually beneficial to our customers, our employees, our shareholders, and our entire communities.