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1st Capital Bank Premier Personal Interest Checking Account

in Checking Accounts from 1st Capital Bank · fdic

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1st Capital Bank Premier Personal Interest Checking Account

Unaffiliated

in Checking Accounts from 1st Capital Bank · Member FDIC

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Highlights
Monthly Fee	Starting at $20
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	Starting at $25
APY (Annual Percentage Yield)	N/A

1st Capital Bank Premier Personal Interest Checking Account Review

1st Capital Bank Premier Personal Interest Checking Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Premier Personal Interest Checking Account is available in 1 state across the USA.

Key Takeaways

Small minimum initial deposit. You only need $1 to open an account.
No ATM fees. 1st Capital Bank Premier Personal Interest Checking Account does not charge fees on ATM transactions.
ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).

1st Capital Bank Premier Personal Interest Checking Account Pros & Cons

Pros	Cons
Free debit card No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest. Does not provide access to a nationwide ATM network. Only available in one state.

1st Capital Bank Premier Personal Interest Checking Account FAQ

Are checking accounts from 1st Capital Bank federally insured?

Yes, your 1st Capital Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does 1st Capital Bank Premier Personal Interest Checking Account offer?

1st Capital Bank Premier Personal Interest Checking Account is not an interest bearing account.

What are the account minimums for 1st Capital Bank Premier Personal Interest Checking Account?

1st Capital Bank Premier Personal Interest Checking Account requires a minimum initial deposit of $1 to open an account.

1st Capital Bank Premier Personal Interest Checking Account Minimums
Description
Minimum Opening Deposit	Starting at $1
Minimum Balance to Avoid Monthly Fee	Starting at $25

What fees does 1st Capital Bank Premier Personal Interest Checking Account charge?

1st Capital Bank Premier Personal Interest Checking Account Fees
Description
ATM Fee: In-Network	$0
Debit Card Replacement Fee	$0
Monthly Fee	Starting at $20
Online Bill Pay Fee	$0

Does 1st Capital Bank Premier Personal Interest Checking Account charge overdraft fees?

What features and perks does 1st Capital Bank Premier Personal Interest Checking Account offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for any domestic ATM fees.
Mobile Banking Services - 1st Capital Bank Premier Personal Interest Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

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