Banco Popular de Puerto Rico Prestige Checking
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.01% - 0.03% |
| Monthly Fee | $0 - $12 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
Banco Popular de Puerto Rico Prestige Checking Review
Banco Popular de Puerto Rico Prestige Checking is offered by Banco Popular de Puerto Rico, a bank founded in 1893 and based in New York, NY. Banco Popular de Puerto Rico Prestige Checking are available in 3 states across the USA.
Key Takeaways
- Bonus offer. Open a new account and you can get
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly service fee of up to $12, but the fee is waived if you keep a minimum balance of $2,000.
- Bill pay. Pay your bills to practically anyone in the United States through Banco Popular de Puerto Rico.
Banco Popular checking account Pros & Cons
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Banco Popular checking account FAQ
Are checking accounts from Banco Popular de Puerto Rico federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Banco Popular checking account offer?
Banco Popular checking account offers an APY starting at 0.01% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 0.03% |
What are the account minimums for Banco Popular checking account?
Banco Popular checking account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Balance to Earn APY | $0.01 |
What fees does Banco Popular checking account charge?
This account charges a monthly service fee of up to $12.
| Description | |
|---|---|
| Monthly Fee | $0 - $12 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2 |
| Foreign Transaction Fee (Debit Card) | 2% |
| NSF Fee | $34 |
| Overdraft Item Fee | $34 |
| Overdraft Protection Fee (per transfer) | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| Paper Statement Fee | $2 |
| Online Bill Pay Fee | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
Does Banco Popular checking account charge overdraft fees?
Yes, Banco Popular checking account charges a $34 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.What features and perks does Banco Popular checking account offer?
This account includes the following features:
- Fraud monitoring - Banco Popular checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Banco Popular checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Banco Popular checking account?
The customer support email for Banco Popular checking account is popularnet@popular.com.
Message From Banco Popular checking account
Contact
- Headquarters
-
85 Broad Street
New York, NY 10004 USA - (787) 724-3650
- Visit Site
- Email Support
Other Services by Banco Popular de Puerto Rico
Availability
- Florida
- New Jersey
- New York
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Balance to Earn APY | $0.01 |
Banco Popular de Puerto Rico Prestige Checking Community Reviews
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