Banco Popular de Puerto Rico Prestige Checking
in Checking Accounts from Banco Popular de Puerto Rico · Member FDIC
UnaffiliatedBanco Popular de Puerto Rico Prestige Checking
in Checking Accounts from Banco Popular de Puerto Rico · Member FDIC
Would you recommend Banco Popular de Puerto Rico Prestige Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $12 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.05% - 0.10% |
Banco Popular de Puerto Rico Prestige Checking Review
Banco Popular de Puerto Rico Prestige Checking is offered by Banco Popular de Puerto Rico, a bank founded in 1893 and based in New York, NY. Banco Popular de Puerto Rico Prestige Checking is available in 3 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.10%, and you must keep a minimum balance of $500.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $12.
- $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Free bill pay. Pay your bills to practically anyone in the United States through Banco Popular de Puerto Rico.
- Hard credit pull. Banco Popular de Puerto Rico may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
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Are checking accounts from Banco Popular de Puerto Rico federally insured?
Yes, your Banco Popular de Puerto Rico checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Banco Popular de Puerto Rico Prestige Checking offer?
Banco Popular de Puerto Rico Prestige Checking offers an APY starting at 0.05% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.10% |
What are the account minimums for Banco Popular de Puerto Rico Prestige Checking?
Banco Popular de Puerto Rico Prestige Checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
| APY Minimum Balance | $500 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $2,000 |
What fees does Banco Popular de Puerto Rico Prestige Checking charge?
This account charges a monthly maintenance fee of up to $12.
| Description | |
|---|---|
| Monthly Fee | $0 - $12 |
| Paper Statement Fee | $2 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2 |
| NSF Fee | $34 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $34 |
| Early Account Closure | $25 |
| Returned Deposit Fee (Domestic) | $10 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $30 |
| Check Image Service | N/A |
| Check Copy | $5 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Returned Deposit Fee (International) | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Banco Popular de Puerto Rico Prestige Checking offer?
This account includes the following features:
- Fraud monitoring - Banco Popular de Puerto Rico Prestige Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Banco Popular de Puerto Rico Prestige Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
85 Broad Street
New York, NY 10004 - Visit Site
Other Services by Banco Popular de Puerto Rico
Availability
- Florida
- New Jersey
- New York
Feature Breakdown
| APY Minimum Balance | $500 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $2,000 |
| Minimum Initial Deposit | $25 |
Banco Popular de Puerto Rico Prestige Checking Community Reviews
Would you recommend Banco Popular de Puerto Rico Prestige Checking to your friends?
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