Banco Popular de Puerto Rico Prestige Checking
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.01% - 0.03% |
| Monthly Fee | $0 - $12 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
Banco Popular de Puerto Rico Prestige Checking Review
Banco Popular de Puerto Rico Prestige Checking is offered by Banco Popular de Puerto Rico, founded in 1893 and based in New York, NY. Banco Popular de Puerto Rico Prestige Checking is available in 3 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly service fee of up to $12, but the fee is waived if you keep a minimum balance of $2,000.
| Pros | Cons |
|---|---|
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Are checking accounts from Banco Popular de Puerto Rico federally insured?
No, your Banco Popular de Puerto Rico checking accounts are not insured by a federal insurance agency. This means that if Banco Popular de Puerto Rico were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Banco Popular checking account offer?
Banco Popular checking account offers an APY starting at 0.01% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 0.03% |
What are the account minimums for Banco Popular checking account?
Banco Popular checking account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $0.01 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
What fees does Banco Popular checking account charge?
This account charges a monthly service fee of up to $12.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $12 |
| NSF Fee | $34 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $34 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| ATM Fee: Out-of-Network | Starting at $2 |
Does Banco Popular checking account charge overdraft fees?
Yes, Banco Popular checking account charges a $34 fee for every overdraft.Banco Popular checking account offers overdraft protection at a cost of $5 per transaction.
What features and perks does Banco Popular checking account offer?
This account includes the following features:
What is the customer support email for Banco Popular checking account?
The customer support email for Banco Popular checking account is popularnet@popular.com.
How do people rate the customer service and user experience of Banco Popular checking account?
Overall, Banco Popular checking account is strongly not recommended based on community reviews that rate customer service and user experience.
Message From Banco Popular de Puerto Rico
Contact
- Headquarters
-
85 Broad Street
New York, NY 10004 USA - Visit Site
- Email Support
Other Services by Banco Popular de Puerto Rico
Availability
- Florida
- New Jersey
- New York
Feature Breakdown
| Minimum Balance to Earn APY | $0.01 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
Banco Popular de Puerto Rico Prestige Checking Community Reviews
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