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  Banco Popular de Puerto Rico Prestige Checking

Banco Popular de Puerto Rico Prestige Checking

in Checking Accounts from Banco Popular de Puerto Rico · fdic

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Banco Popular de Puerto Rico Prestige Checking

Unaffiliated

in Checking Accounts from Banco Popular de Puerto Rico · Member FDIC

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user doesn't recommend
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Highlights
Community Rating

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Monthly Fee $0 - $12
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee Starting at $2,000
APY (Annual Percentage Yield) 0.01% - 0.03%

Banco Popular de Puerto Rico Prestige Checking Review

Banco Popular de Puerto Rico Prestige Checking is offered by Banco Popular de Puerto Rico, a bank founded in 1893 and based in New York, NY. Banco Popular de Puerto Rico Prestige Checking is available in 3 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.03%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $12, but the fee is waived if you keep a minimum balance of $2,000.
  • Bill pay. Pay your bills to practically anyone in the United States through Banco Popular de Puerto Rico.
Banco Popular checking account Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in 3 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Banco Popular checking account FAQ

Are checking accounts from Banco Popular de Puerto Rico federally insured?

Yes, your Banco Popular de Puerto Rico checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Banco Popular checking account offer?

Banco Popular checking account offers an APY starting at 0.01% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.

Banco Popular checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 0.03%

What are the account minimums for Banco Popular checking account?

Banco Popular checking account requires a minimum initial deposit of $25 to open an account.

Banco Popular de Puerto Rico Prestige Checking Minimums
Description
APY Minimum Balance $0.01
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $2,000

What fees does Banco Popular checking account charge?

This account charges a monthly service fee of up to $12.

Banco Popular de Puerto Rico Prestige Checking Fees
Description
ATM Fee: In-Network $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0 - $12
NSF Fee $34
Online Bill Pay Fee $0
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $35
ATM Fee: Out-of-Network $2

Does Banco Popular checking account charge overdraft fees?

Yes, Banco Popular checking account charges a $34 fee for every overdraft.

Banco Popular checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does Banco Popular checking account offer?

This account includes the following features:

  • Fraud monitoring - Banco Popular checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Banco Popular checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Banco Popular checking account?

The customer support email for Banco Popular checking account is popularnet@popular.com.

How do people rate the customer service and user experience of Banco Popular checking account?

Overall, Banco Popular checking account is strongly not recommended based on community reviews that rate customer service and user experience.

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Message From Banco Popular de Puerto Rico Prestige Checking

Popular Prestige Checking is ideal if you maintain a balance and would like to earn interest on your checking account balance. Plus, Popular Prestige clients are eligible for our Popular Rewards program and enjoy tiered benefits, depending on combined account balances. Reward yourself with Popular Prestige!

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Banco Popular de Puerto Rico

Availability

  Available in 3 states
  • Florida
  • New Jersey
  • New York

Feature Breakdown

APY Minimum Balance $0.01
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $2,000
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0 - $12
NSF Fee $34
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $35
ATM Fee: Out-of-Network $2
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.01% - 0.03%

Banco Popular de Puerto Rico Prestige Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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