Banco Popular de Puerto Rico Prestige Checking
in Checking Accounts from Banco Popular de Puerto Rico · fdic
UnaffiliatedBanco Popular de Puerto Rico Prestige Checking
in Checking Accounts from Banco Popular de Puerto Rico · Member FDIC
Would you recommend Banco Popular de Puerto Rico Prestige Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $12 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
| APY (Annual Percentage Yield) | 0.01% - 0.03% |
Banco Popular de Puerto Rico Prestige Checking Review
Banco Popular de Puerto Rico Prestige Checking is offered by Banco Popular de Puerto Rico, a bank founded in 1893 and based in New York, NY. Banco Popular de Puerto Rico Prestige Checking is available in 3 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly service fee of up to $12, but the fee is waived if you keep a minimum balance of $2,000.
- Bill pay. Pay your bills to practically anyone in the United States through Banco Popular de Puerto Rico.
| Pros | Cons |
|---|---|
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Are checking accounts from Banco Popular de Puerto Rico federally insured?
Yes, your Banco Popular de Puerto Rico checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Banco Popular checking account offer?
Banco Popular checking account offers an APY starting at 0.01% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 0.03% |
What are the account minimums for Banco Popular checking account?
Banco Popular checking account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| APY Minimum Balance | $0.01 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
What fees does Banco Popular checking account charge?
This account charges a monthly service fee of up to $12.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $12 |
| NSF Fee | $34 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $34 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| ATM Fee: Out-of-Network | $2 |
Does Banco Popular checking account charge overdraft fees?
Yes, Banco Popular checking account charges a $34 fee for every overdraft.Banco Popular checking account offers overdraft protection at a cost of $5 per transaction.
What features and perks does Banco Popular checking account offer?
This account includes the following features:
- Fraud monitoring - Banco Popular checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Banco Popular checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Banco Popular checking account?
The customer support email for Banco Popular checking account is popularnet@popular.com.
How do people rate the customer service and user experience of Banco Popular checking account?
Overall, Banco Popular checking account is strongly not recommended based on community reviews that rate customer service and user experience.
Message From Banco Popular de Puerto Rico Prestige Checking
Contact
- Headquarters
-
85 Broad Street
New York, NY 10004 - Visit Site
- Email Support
Other Services by Banco Popular de Puerto Rico
Availability
- Florida
- New Jersey
- New York
Feature Breakdown
| APY Minimum Balance | $0.01 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
Banco Popular de Puerto Rico Prestige Checking Community Reviews
Would you recommend Banco Popular de Puerto Rico Prestige Checking to your friends?
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