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Banco Popular de Puerto Rico Checking Account

in Checking Accounts

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Banco Popular de Puerto Rico Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

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1 user doesn't recommend
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Overview

Where does Banco Popular de Puerto Rico Checking Account do business?

Banco Popular de Puerto Rico Checking Account is based in San Juan, PR. It was founded in 1893 and offers checking accounts services in 3 states across the USA.

Banco Popular de Puerto Rico Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Popular Bank offer?

Banco Popular de Puerto Rico Checking Account offers an interest-bearing account with an APY (annual percentage yield) starting at 0.1%.

The APY of an account is the annual rate of return taking into account compounding interest and assuming your money remains in the account for a full year.This is not an interest-bearing account.

What features and perks does Banco Popular de Puerto Rico Checking Account offer?

This account includes the following features.

  • Free debit card - Enjoy the convenience of a debit card without the extra fees. Debit cards make it easier to control your spending because unlike credit cards you can only spend what you already have in your account.

  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.

  • Mobile Banking - Banco Popular de Puerto Rico Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

  • Savings account - Banco Popular de Puerto Rico Checking Account allows you link your checking account to a savings account. Connecting your checking account to a savings account reduces friction and makes it easier to put aside money toward savings on a regular basis.

What fees does Banco Popular de Puerto Rico Checking Account charge?

Here is a list of the potential fees attached to this account:

  • International bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Requesting a copy of a check will cost you $5.
  • Banco Popular de Puerto Rico Checking Account charges a $25 fee for an early account closure. Contact Banco Popular de Puerto Rico Checking Account for more details on what is considered an early closure.
  • A withdrawal from an in-network ATM has a $0 fee.
  • If you withdraw cash from an out-of-network ATM you will be charged a $2 fee.
  • If you lose your debit card, get ready to pay a $5 charge.
  • Keep an eye on your balance when making payments. Banco Popular de Puerto Rico Checking Account charges a $34 fee.
  • Banco Popular de Puerto Rico Checking Account offers online Bill Pay but there is a $0 charge.
  • An overdraft on your account will trigger a $34 fee per item.
  • Banco Popular de Puerto Rico Checking Account charges $2 every time you request a paper statement.
  • Every returned deposit incurs in a $2 charge.
  • Stop payment orders cost $30 a pop.

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Availability

Available in 3 States
  • Florida
  • New Jersey
  • New York

Feature Breakdown

Online Bill Pay
$0
In-Network ATM Fee
$0
Overdraft Item Fee
$34
Early Account Closure
$25
Returned Deposit Fee
$10
Lost Debit Card Fee
$5
NSF Fee
$34
Stop Payment Fee
$30
Check Copy
$5
Bank Transfer (National)
$35
Bank Transfer (International)
$35
Overdraft Protection Fee (per transfer)
$5
Monthly Fee
Starting at $12
Paper Statement Fee
$2
Out-of-Network ATM Fee
$2
Bauer Financial A+/A Rating
APY
Starting at
0.1%
Savings Interest Rate
Starting at
0.01%
Checking Interest Rate
Starting at
0.1%
Checking
IRAs
Savings
CD Accounts

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