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  BankMobile Vibe Checking

BankMobile Vibe Checking

in Checking Accounts from Customers Bank · Member FDIC

Unaffiliated

BankMobile Vibe Checking

Unaffiliated

in Checking Accounts from Customers Bank · Member FDIC

SuperMoney Net Recommendation Score -40%

SUPERMONEY NET RECOMMENDATION SCORE

-40%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Mostly not recommended

1 user recommends
1 user is unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Monthly Fee $0 - $1.99
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee $300
APY (Annual Percentage Yield) 0%
Number of Reviews 5

BankMobile Vibe Checking Review

BankMobile Vibe Checking is offered by Customers Bank, a bank founded in 1997 and based in Phoenixville, PA. BankMobile Vibe Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • 0% APY. As with most checking accounts, BankMobile Vibe Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $1.99, but the fee is waived if you keep a minimum balance of $300.
  • Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.
BankMobile Vibe Checking Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
BankMobile Vibe Checking FAQ

Are checking accounts from Customers Bank federally insured?

Yes, your Customers Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BankMobile Vibe Checking offer?

BankMobile Vibe Checking is not an interest-bearing account.

What are the account minimums for BankMobile Vibe Checking?

BankMobile Vibe Checking does not require a minimum initial deposit.

BankMobile Vibe Checking Account Minimums
Description Amount
Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $300

What fees does BankMobile Vibe Checking charge?

This account charges a monthly maintenance fee of up to $1.99.

BankMobile Vibe Checking Fees
Description
Monthly Fee $0 - $1.99
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $0
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $0
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does BankMobile Vibe Checking offer?

This account includes the following features:

  • Fraud monitoring - BankMobile Vibe Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking Services - BankMobile Vibe Checking allows you to manage your money online.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
  • Soft credit pull - BankMobile Vibe Checking performs a soft credit pull so you can check whether you qualify without hurting your credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $300
ATM Fee: In-Network $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $1.99
Wire Transfer Fee - Domestic (Outgoing) $25
ATM Fee: Out-of-Network $3
Bank Account Features
  • FDIC Member
  • Debit Card
  • Soft Credit Pull
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network

BankMobile Vibe Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-40%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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