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Last Updated: 01/21/2026

BB&T Senior Checking

in Checking Accounts from BB&T

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Service Fee

$10(Verified 01/21/2026)

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BB&T Senior Checking Review

The BB&T Senior Checking is offered by BB&T, a bank founded in 1872 and based in Winston Salem, NC. BB&T Senior Checking is available in 15 states and Washington, DC.

Key Takeaways

0% APY. As with most checking accounts, BB&T Senior Checking does not pay interest.
Charges a monthly fee. This account charges a monthly fee of $10, but the fee may be waived if you keep a minimum balance of$1,000.
$100 minimum opening deposit. This is a typical minimum initial deposit.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in BB&T mobile or online banking.

BB&T Senior Checking Pros & Cons

Pros

Cons

Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen
Access to a nationwide network of ATMs.

No signup bonus.
Does not earn interest
Only available in 15 states, and Washington, DC.
Monthly service charge .
Charges a fee on out-of-network ATM transactions.

BB&T Senior Checking FAQ

Are checking accounts from BB&T federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BB&T Senior Checking offer?

BB&T Senior Checking is not an interest-bearing account.

What are the account minimums for BB&T Senior Checking?

BB&T Senior Checking requires a minimum initial deposit of $100.

BB&T Senior Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1,000

Minimum Opening Deposit

Starting at $100

What fees does BB&T Senior Checking charge?

This account charges a monthly maintenance fee each statement cycle of $10.

BB&T Senior Checking Fees

Description

Monthly Service Fee

$10

Paper Statement Fee

Starting at $5

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $3

NSF Fee

$36

Overdraft Item Fee

Starting at $36

Early Account Closure

Starting at $0

Returned Deposit Fee (Domestic)

Starting at $12

Card Replacement Fee (Standard Delivery)

Starting at $5

Check Cashing Fee

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $35

Check Image Service

Starting at $4

Check Copy

Foreign Transaction Fee (Debit Card)

Starting at 3%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $30

Returned Deposit Fee (International)

Starting at $12

Wire Transfer Fee - US Domestic (Incoming)

Starting at $15

Does BB&T Senior Checking charge overdraft fees?

Yes, BB&T Senior Checking charges a $36 fee for every overdraft.

What features and perks does BB&T Senior Checking offer?

This account includes the following features:

Fraud monitoring - BB&T Senior Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - BB&T Senior Checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for BB&T Senior Checking?

The customer support email for BB&T Senior Checking is ClientResolution@Truist.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from BB&T Senior Checking

Senior Checking , Enjoy all the benefits of our most popular checking account plus exclusive extras for clients 55 and over. Best if you: Are at least 55 years of age. Want to avoid maintenance fees—2 easy ways to qualify. Want a conventional checking account with access to online and mobile banking.

If you're at least 55 years of age, Senior Checking may be right for you

Contact

Headquarters

110 S. Stratford Rd.

Winston Salem, NC 27104

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

BB&T Senior Checking Community Reviews

Would you recommend BB&T Senior Checking to your friends?

Rida Q.

Nov 13, 2023

May or may not recommend

BB&T Senior Checking offers a decent package for seniors, providing features like free checks, online and mobile banking. However, it falls short compared to some competitors in terms of interest rates and additional perks. Customer service is generally reliable, but some users report occasional hiccups. Overall, it's a solid option for those seeking basic banking services, but might not be the best for maximizing returns or additional benefits.

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