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Boeing Employees Credit Union (BECU) Checking Account

in Checking Accounts from Boeing Employees Credit Union (BECU)

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Boeing Employees Credit Union (BECU) Checking Account

Unaffiliated

in Checking Accounts from Boeing Employees Credit Union (BECU)

Net Recommendation Score +50%

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0 users don't recommend

Browse Reviews: 1 Recommendations | 0 Complaints

Highlights
Community Rating	Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee	$0
ATM Fee: Out-of-Network	$0
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0.01% - 1.0%

Boeing Employees Credit Union (BECU) Checking Account Review

Boeing Employees Credit Union (BECU) Checking Account is offered by Boeing Employees Credit Union (BECU), a credit union founded in 1988 and based in Tukwila, WA. Boeing Employees Credit Union (BECU) Checking Account is available in 3 states across the USA.

Key Takeaways

Higher than average APY. Boeing Employees Credit Union (BECU) Checking Account has an annual percentage yield of up to 1.0%, which is higher than the average.
$0 monthly fee. This account does not charge a monthly maintenance fee.
Small minimum initial deposit. You only need $1 to open an account.
No ATM fees. Boeing Employees Credit Union (BECU) Checking Account does not charge fees on ATM transactions.
ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions
Free bill pay. Pay your bills to practically anyone in the United States through Boeing Employees Credit Union (BECU).
Hard credit pull. Boeing Employees Credit Union (BECU) may require a hard pull on your credit report to open a checking account.

Boeing Employees Credit Union (BECU) Checking Account Pros & Cons

Pros	Cons
Interest-yielding account. Access to physical branches. Free debit card No charge on incoming domestic or international wire transfers.	No signup bonus. Not FDIC-insured. Only available in 3 states. Higher than average wire transfer fees.

Boeing Employees Credit Union (BECU) Checking Account FAQ

Are checking accounts from Boeing Employees Credit Union (BECU) federally insured?

Yes, your Boeing Employees Credit Union (BECU) checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Boeing Employees Credit Union (BECU) Checking Account offer?

Boeing Employees Credit Union (BECU) Checking Account offers an APY starting at 0.01% and ranging up to 1.0% (APY stands for annual percentage yield, rates may change).

Boeing Employees Credit Union (BECU) Checking Account Rates and Terms
Rates	Amount
APY (Annualized Percentage Yield)	0.01% - 1.0%

What are the account minimums for Boeing Employees Credit Union (BECU) Checking Account?

Boeing Employees Credit Union (BECU) Checking Account requires a minimum initial deposit of $1 to open an account.

Boeing Employees Credit Union (BECU) Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$1

What fees does Boeing Employees Credit Union (BECU) Checking Account charge?

The good news is that this account does not have a monthly service charge.

Boeing Employees Credit Union (BECU) Checking Account Fees
Description
Monthly Fee	$0
Paper Statement Fee	$0
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$0
NSF Fee	$25
Overdraft Protection Fee (per transfer)	$0
Overdraft Item Fee	$25
Early Account Closure	$0
Returned Deposit Fee (Domestic)	$25
Debit Card Replacement Fee	$0
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$25
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	0%
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Outgoing)	$35
Wire Transfer Fee - International (Incoming)	$0
Returned Deposit Fee (International)	$25
Wire Transfer Fee - Domestic (Incoming)	$0
ATM Reimbursement Monthly Limit	N/A

What features and perks does Boeing Employees Credit Union (BECU) Checking Account offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
Fraud monitoring - Boeing Employees Credit Union (BECU) Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Boeing Employees Credit Union (BECU) Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.

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