Advertiser Disclosure

Boeing Employees Credit Union (BECU) Checking Account

in Checking Accounts from Boeing Employees Credit Union (BECU) · Member ncua

Unaffiliated

Boeing Employees Credit Union (BECU) Checking Account

Unaffiliated

in Checking Accounts from Boeing Employees Credit Union (BECU) · Member NCUSIF

Net Recommendation Score +50

1 user recommends

1 user is unsure

0 users don't recommend

Browse Reviews: 1 Recommendations | 0 Complaints

Highlights
Community Rating	Rating not yet determined
Monthly Fee	$0
ATM Fee: Out-of-Network	$0
Minimum Balance to Avoid Monthly Fee	$0
APY (Annual Percentage Yield)	0.01%

Boeing Employees Credit Union (BECU) Checking Account Review

Boeing Employees Credit Union (BECU) Checking Account is offered by Boeing Employees Credit Union (BECU), a credit union founded in 1988 and based in Tukwila, WA. Boeing Employees Credit Union (BECU) Checking Account is available in 3 states across the USA.

Key Takeaways

Low APY. The maximum annual percentage yield for this account is only 0.01%.
$0 monthly fee. This account does not charge a monthly service fee.
Small minimum initial deposit. You only need $1 to open an account.
No ATM fees. Boeing Employees Credit Union (BECU) Checking Account does not charge fees on ATM transactions.
ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
Free bill pay. Pay your bills to practically anyone in the United States through Boeing Employees Credit Union (BECU).
Hard credit pull. Boeing Employees Credit Union (BECU) may require a hard pull on your credit report to open a checking account.

Boeing Employees Credit Union (BECU) Checking Account Pros & Cons

Pros	Cons
Interest-yielding account. Deposits are insured by the NCUA (up to $250K). Access to physical branches. Free debit card No charge on incoming domestic or international wire transfers.	No signup bonus. Not FDIC-insured. Only available in 3 states. Higher than average wire transfer fees.

Boeing Employees Credit Union (BECU) Checking Account FAQ

Are checking accounts from Boeing Employees Credit Union (BECU) federally insured?

Yes, your Boeing Employees Credit Union (BECU) checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Boeing Employees Credit Union (BECU) Checking Account offer?

Boeing Employees Credit Union (BECU) Checking Account Rates & Terms
Description
APY (Annual Percentage Yield)	0.01%

Boeing Employees Credit Union (BECU) Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Boeing Employees Credit Union (BECU) Checking Account?

Boeing Employees Credit Union (BECU) Checking Account requires a minimum initial deposit of $1 to open an account.

Boeing Employees Credit Union (BECU) Checking Account Account Minimums
Description	Amount
Minimum Opening Deposit	$1

What fees does Boeing Employees Credit Union (BECU) Checking Account charge?

The good news is that this account does not have a monthly service fee.

Boeing Employees Credit Union (BECU) Checking Account Fees
Description
ATM Fee: In-Network	$0
Debit Card Replacement Fee	$0
Early Account Closure	$0
Foreign Transaction Fee (Debit Card)	0%
Monthly Fee	$0
NSF Fee	$25
Online Bill Pay Fee	$0
Overdraft Item Fee	$25
Overdraft Protection Fee (per transfer)	$0
Paper Statement Fee	$2
Returned Deposit Fee (Domestic)	$25
Returned Deposit Fee (International)	$25
Stop Payment Fee	$25
Wire Transfer Fee - Domestic (Incoming)	$0
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Incoming)	$0
Wire Transfer Fee - International (Outgoing)	$35
ATM Fee: Out-of-Network	$0

Does Boeing Employees Credit Union (BECU) Checking Account charge overdraft fees?

Yes, Boeing Employees Credit Union (BECU) Checking Account charges a $25 fee for every overdraft fee.

What features and perks does Boeing Employees Credit Union (BECU) Checking Account offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
Fraud monitoring - Boeing Employees Credit Union (BECU) Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Boeing Employees Credit Union (BECU) Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Boeing Employees Credit Union (BECU) Checking Account?

The customer support email for Boeing Employees Credit Union (BECU) Checking Account is mediacontact@becu.org.

How do people rate the customer service and user experience of Boeing Employees Credit Union (BECU) Checking Account?

Overall, Boeing Employees Credit Union (BECU) Checking Account is strongly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.