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Boeing Employees Credit Union (BECU) Checking Account

in Checking Accounts from Boeing Employees Credit Union (BECU) · ncua

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Boeing Employees Credit Union (BECU) Checking Account

Unaffiliated

in Checking Accounts from Boeing Employees Credit Union (BECU) · Insured by NCUA

Net Recommendation Score +50

1 user recommends

1 user is unsure

0 users don't recommend

Browse Reviews: 1 Recommendations | 0 Complaints

Highlights
Community Rating	Rating not yet determined
Monthly Fee	$0
ATM Fee: Out-of-Network	$0
Minimum Balance to Avoid Monthly Fee	Starting at $0
APY (Annual Percentage Yield)	0.01%

Boeing Employees Credit Union (BECU) Checking Account Review

Boeing Employees Credit Union (BECU) Checking Account is offered by Boeing Employees Credit Union (BECU), a credit union founded in 1988 and based in Tukwila, WA. Boeing Employees Credit Union (BECU) Checking Account is available in 3 states across the USA.

Key Takeaways

Low APY. The maximum annual percentage yield for this account is only 0.01%.
$0 monthly fee. This account does not charge a monthly Service Charge.
Small minimum initial deposit. You only need $1 to open an account.
No ATM fees. Boeing Employees Credit Union (BECU) Checking Account does not charge fees on ATM transactions.
ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
Bill pay. Pay your bills to practically anyone in the United States through Boeing Employees Credit Union (BECU).

BECU checking account Pros & Cons

Pros	Cons
Dividend-yielding account Insured by NCUA. Access to physical branches. Free debit card No charge on incoming domestic or international wire transfers.	No signup bonus. Does not provide access to a nationwide ATM network. Only available in 3 states. Higher than average wire transfer fees.

BECU checking account FAQ

Are checking accounts from Boeing Employees Credit Union (BECU) federally insured?

Yes, your Boeing Employees Credit Union (BECU) checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does BECU checking account offer?

Boeing Employees Credit Union (BECU) Checking Account Rates & Terms
Description
APY (Annual Percentage Yield)	0.01%

BECU checking account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for BECU checking account?

BECU checking account requires a minimum initial deposit of $1 to open an account.

Boeing Employees Credit Union (BECU) Checking Account Minimums
Description
Minimum Opening Deposit	Starting at $1
Minimum Balance to Avoid Monthly Fee	Starting at $0

What fees does BECU checking account charge?

The good news is that this account does not have a monthly Service Charge.

Boeing Employees Credit Union (BECU) Checking Account Fees
Description
ATM Fee: In-Network	$0
Debit Card Replacement Fee	$0
Early Account Closure	$0
Foreign Transaction Fee (Debit Card)	0%
Monthly Fee	$0
NSF Fee	$25
Online Bill Pay Fee	$0
Overdraft Item Fee	$25
Overdraft Protection Fee (per transfer)	$0
Paper Statement Fee	$2
Returned Deposit Fee (Domestic)	$25
Returned Deposit Fee (International)	$25
Stop Payment Fee	$25
Wire Transfer Fee - Domestic (Incoming)	$0
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Incoming)	$0
Wire Transfer Fee - International (Outgoing)	$35
ATM Fee: Out-of-Network	$0

Does BECU checking account charge overdraft fees?

Yes, BECU checking account charges a $25 fee for every overdraft.

What features and perks does BECU checking account offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for any domestic ATM fees.
Fraud monitoring - BECU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - BECU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for BECU checking account?

The customer support email for BECU checking account is social@becu.org.

How do people rate the customer service and user experience of BECU checking account?

Overall, BECU checking account is strongly recommended based on community reviews that rate customer service and user experience.

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