Boeing Employees Credit Union (BECU) Checking Account Review

Where is Boeing Employees Credit Union (BECU) Checking Account available?

Boeing Employees Credit Union (BECU) is a credit union based in Tukwila, WA. It was founded in 1988 and offers banking services in 3 states across the USA.

Is Boeing Employees Credit Union (BECU) Checking Account insured by the FDIC?

Boeing Employees Credit Union (BECU) Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Boeing Employees Credit Union (BECU) Checking Account were to fall into financial difficulties.

What APY does Boeing Employees Credit Union (BECU) offer?

Boeing Employees Credit Union (BECU) Checking Account offers an APY starting at 0.05% and ranging up to 4.07% (APY stands for annual percentage yield, rates may change).

Boeing Employees Credit Union (BECU) Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.05% - 4.07%

What are the account minimums for Boeing Employees Credit Union (BECU) Checking Account?

Boeing Employees Credit Union (BECU) Checking Account requires a minimum initial deposit of $1 to open an account.

Boeing Employees Credit Union (BECU) Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$1

What fees does Boeing Employees Credit Union (BECU) Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Boeing Employees Credit Union (BECU) Checking Account Fees

Description
Monthly Fee	$0
Paper Statement Fee	$0
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$0
NSF Fee	$25
Overdraft Protection Fee (per transfer)	$0
Overdraft Item Fee	$25
Early Account Closure	$0
Returned Deposit Fee (Domestic)	$25
Debit Card Replacement Fee	$0
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$25
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	0%
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Outgoing)	$35
Wire Transfer Fee - International (Incoming)	$0
Returned Deposit Fee (International)	$25
Wire Transfer Fee - Domestic (Incoming)	$0

What features and perks does Boeing Employees Credit Union (BECU) Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
• Fraud monitoring - Boeing Employees Credit Union (BECU) Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Boeing Employees Credit Union (BECU) Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.