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  Boeing Employees CU (BECU) Checking Account
Boeing Employees CU (BECU) Checking Account
in Checking Accounts from Boeing Employees Credit Union (BECU) · Insured by NCUA
Unaffiliated

Boeing Employees CU (BECU) Checking Account

Unaffiliated
in Checking Accounts from Boeing Employees Credit Union (BECU) · Insured by NCUA
Net Recommendation Score +67  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +67, equating to 4.3 on a 5 point rating scale.

+67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
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Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01% - 2.02%
(Verified 08/08/2022)
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Boeing Employees CU (BECU) Checking Account Review

Boeing Employees CU (BECU) Checking Account is offered by Boeing Employees Credit Union (BECU) savings accounts, a credit union founded in 1988 and based in Tukwila, WA. Boeing Employees CU (BECU) Checking Account are available in 3 states across the USA.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 2.02%, which is much higher than the average for a checking account.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $1 to open an account.
  • No ATM fees. Boeing Employees CU (BECU) Checking Account does not charge fees on ATM transactions.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Boeing Employees Credit Union (BECU).

BECU checking account Pros & Cons

Pros Cons
  • High variable APY.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in 3 states.
  • Higher than average wire transfer fees.

BECU checking account FAQ

Are checking accounts from Boeing Employees Credit Union (BECU) federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does BECU checking account offer?

BECU checking account offers an APY starting at 0.01% and ranging up to 2.02% (APY stands for annual percentage yield, rates may change).

BECU checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 2.02%

What are the account minimums for BECU checking account?

BECU checking account requires a minimum initial deposit of $1 to open an account.

Boeing Employees CU (BECU) Checking Account Minimums
Description
Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does BECU checking account charge?

The good news is that this account does not have a monthly Service Charge.

Boeing Employees CU (BECU) Checking Account Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $35
Paper Statement Fee $2
Online Bill Pay Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0

Does BECU checking account charge overdraft fees?

Yes, BECU checking account charges a $25 fee for every overdraft.

What features and perks does BECU checking account offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - BECU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BECU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for BECU checking account?

The customer support email for BECU checking account is social@becu.org.

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Message From BECU checking account

Our free checking has no maintenance fees, and no required minimum balance. When we say free, we really mean it: no monthly maintenance fees, no minimum balance requirements, and much more. Your BECU checking account is more than just a place to stash your cash. Use it to simplify the way you shop and get paid. From direct deposit to digital wallets and more, BECU has you covered.

Availability

  Available in 3 states
  • Idaho
  • Oregon
  • Washington

Feature Breakdown

Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $35
Paper Statement Fee $2
Online Bill Pay Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • IRAs
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
  • Check Writing
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.01% - 2.02%
(Verified 08/08/2022)

Boeing Employees CU (BECU) Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +67, equating to 4.3 on a 5 point rating scale.

+67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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