BB&T Fundamentals Checking
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| Community Rating | Strongly not recommended |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 - $5 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| Number of Reviews | 8 |
BB&T Fundamentals Checking Review
BB&T Fundamentals Checking is offered by BB&T, a bank founded in 1872 and based in Winston Salem, NC. BB&T Fundamentals Checking is available in 50 states (and Washington, DC).
Key Takeaways
- 0% APY. As with most checking accounts, BB&T Fundamentals Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of up to $5.
- No ATM fees. BB&T Fundamentals Checking does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through BB&T.
BB&T Fundamentals checking Pros & Cons
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BB&T Fundamentals checking FAQ
Are checking accounts from BB&T federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BB&T Fundamentals checking offer?
BB&T Fundamentals checking is not an interest-bearing account.
What are the account minimums for BB&T Fundamentals checking?
BB&T Fundamentals checking requires a minimum initial deposit of $50 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $50 |
What fees does BB&T Fundamentals checking charge?
This account charges a monthly service fee of up to $5.
| Description | |
|---|---|
| Monthly Fee | $0 - $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $3 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $36 |
| Overdraft Item Fee | $36 |
| Overdraft Protection Fee (per transfer) | $12.50 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $36 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Check Copy | $5 |
| Check Cashing Fee | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
Does BB&T Fundamentals checking charge overdraft fees?
Yes, BB&T Fundamentals checking charges a $36 fee for every overdraft.BB&T Fundamentals checking offers overdraft protection at a cost of $12.50 per transaction.
What features and perks does BB&T Fundamentals checking offer?
This account includes the following features:
- Fraud monitoring - BB&T Fundamentals checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BB&T Fundamentals checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for BB&T Fundamentals checking?
The customer support email for BB&T Fundamentals checking is ClientResolution@Truist.com.
How do people rate the customer service and user experience of BB&T Fundamentals checking?
Overall, BB&T Fundamentals checking is strongly not recommended based on community reviews that rate customer service and user experience.
Message From BB&T
Contact
- Headquarters
-
110 S. Stratford Rd.
Winston Salem, NC 27104 USA - (336) 733-3300
- Visit Site
- Email Support
Other Services by BB&T
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $50 |
BB&T Fundamentals Checking Community Reviews
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