SuperMoney
  BB&T Fundamentals Checking
BB&T Fundamentals Checking
in Checking Accounts from BB&T · Member FDIC
Unaffiliated

BB&T Fundamentals Checking

Unaffiliated
in Checking Accounts from BB&T · Member FDIC
SuperMoney Net Recommendation Score -75  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -75, equating to 1.5 on a 5 point rating scale.

-75

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
7 users don't recommend
Explore a similar product
Try this top product in Checking Accounts.
Upgrade - Rewards Checking
Upgrade - Rewards Checking 15 reviews
Highlights
Community Rating Strongly not recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0 - $5
Minimum Balance to Avoid Monthly Fee N/A
Number of Reviews 8

BB&T Fundamentals Checking Review

BB&T Fundamentals Checking is offered by BB&T, a bank founded in 1872 and based in Winston Salem, NC. BB&T Fundamentals Checking is available in 50 states (and Washington, DC).

Key Takeaways

  • 0% APY. As with most checking accounts, BB&T Fundamentals Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5.
  • No ATM fees. BB&T Fundamentals Checking does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through BB&T.

BB&T Fundamentals checking Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

BB&T Fundamentals checking FAQ

Are checking accounts from BB&T federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BB&T Fundamentals checking offer?

BB&T Fundamentals checking is not an interest-bearing account.

What are the account minimums for BB&T Fundamentals checking?

BB&T Fundamentals checking requires a minimum initial deposit of $50 to open an account.

BB&T Fundamentals Checking Minimums
Description
Minimum Opening Deposit Starting at $50

What fees does BB&T Fundamentals checking charge?

This account charges a monthly service fee of up to $5.

BB&T Fundamentals Checking Fees
Description
Monthly Fee $0 - $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $12.50
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $36
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Paper Statement Fee $3
Online Bill Pay Fee $0
Check Copy $5
Check Cashing Fee $0
Debit Card Replacement Fee $5
Early Account Closure $0

Does BB&T Fundamentals checking charge overdraft fees?

Yes, BB&T Fundamentals checking charges a $36 fee for every overdraft.

BB&T Fundamentals checking offers overdraft protection at a cost of $12.50 per transaction.

What features and perks does BB&T Fundamentals checking offer?

This account includes the following features:

  • Fraud monitoring - BB&T Fundamentals checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BB&T Fundamentals checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for BB&T Fundamentals checking?

The customer support email for BB&T Fundamentals checking is ClientResolution@Truist.com.

How do people rate the customer service and user experience of BB&T Fundamentals checking?

Overall, BB&T Fundamentals checking is strongly not recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From BB&T

Keep it simple with a checking account that puts you in control. Fundamentals Checking --- Simplify budgeting with an affordable checking account with a fixed monthly fee. 

 

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $50
Monthly Fee $0 - $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $12.50
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $36
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Paper Statement Fee $3
Online Bill Pay Fee $0
Check Copy $5
Check Cashing Fee $0
Debit Card Replacement Fee $5
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Member FDIC
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0%

BB&T Fundamentals Checking Community Reviews

 

Would you recommend BB&T Fundamentals Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -75, equating to 1.5 on a 5 point rating scale.

-75

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Checking Accounts

BB&T Checking Accounts

Loading...