Overview

Where does Branch Banking and Trust Company Checking Account do business?

Branch Banking and Trust Company Checking Account is based in Winston Salem, NC. It was founded in 1872 and offers checking accounts services in 15 states (and Washington, DC).

Branch Banking and Trust Company Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does BB&T offer?

Branch Banking and Trust Company Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What features and perks does Branch Banking and Trust Company Checking Account offer?

This account includes the following features:

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Branch Banking and Trust Company Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Branch Banking and Trust Company Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

• Outgoing domestic bank transfers come with a $30 fee.
• Incoming domestic bank transfers come with a $15 fee.
• Outoing international bank transfers come with a $65 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Incoming international bank transfers come with a $18 fee.
• Branch Banking and Trust Company Checking Account charges $3 every time you request a paper statement.
• Every returned deposit incurs in a $3 charge.