| Community Rating | Strongly not recommended |
| Monthly Fee | $0 - $30 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $3 |
| APY (Annual Percentage Yield) | 0.01% |
| Number of Reviews | 6 |
Branch Banking and Trust Company Checking Account Review
Branch Banking and Trust Company Checking Account is offered by BB&T, a bank founded in 1872 and based in Winston Salem, NC. Branch Banking and Trust Company Checking Account is available in 15 states (and Washington, DC).
Are checking accounts from BB&T federally insured?
Yes, your BB&T checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BB&T offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Branch Banking and Trust Company Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Branch Banking and Trust Company Checking Account?
Branch Banking and Trust Company Checking Account requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $50 |
What fees does Branch Banking and Trust Company Checking Account charge?
This account charges a monthly maintenance fee of up to $30.
| Description | |
|---|---|
| Monthly Fee | $0 - $30 |
| Paper Statement Fee | $3 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $3 |
| NSF Fee | $36 |
| Overdraft Protection Fee (per transfer) | $12.50 |
| Overdraft Item Fee | $36 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $12 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | $0 |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $34 |
| Check Image Service | N/A |
| Check Copy | $5 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $65 |
| Wire Transfer Fee - International (Incoming) | $18 |
| Returned Deposit Fee (International) | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
What features and perks does Branch Banking and Trust Company Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Branch Banking and Trust Company Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
110 S. Stratford Rd.
Winston Salem, NC 27104 USA - (336) 733-3300
- Visit Site
Other Services by BB&T
Availability
- Alabama
- Washington, DC
- Florida
- Georgia
- Indiana
- Kentucky
- Maryland
- New Jersey
- North Carolina
- Ohio
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Virginia
- West Virginia
Branch Banking and Trust Company Checking Account Community Reviews
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