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  BB&T Fundamentals Checking

BB&T Fundamentals Checking

in Checking Accounts from BB&T

Unaffiliated

BB&T Fundamentals Checking

Unaffiliated

in Checking Accounts from BB&T

SuperMoney Net Recommendation Score -67%

SUPERMONEY NET RECOMMENDATION SCORE

-67%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
5 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Monthly Fee $5
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%
Number of Reviews 6

BB&T Fundamentals Checking Review

BB&T Fundamentals Checking is offered by BB&T, a bank founded in 1872 and based in Winston Salem, NC. BB&T Fundamentals Checking is available in 15 states (and Washington, DC).

BB&T Fundamentals Checking FAQ

Are checking accounts from BB&T federally insured?

Yes, your BB&T checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BB&T Fundamentals Checking offer?

BB&T Fundamentals Checking is not an interest-bearing account.

What are the account minimums for BB&T Fundamentals Checking?

BB&T Fundamentals Checking requires a minimum initial deposit of $50 to open an account.

BB&T Fundamentals Checking Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does BB&T Fundamentals Checking charge?

This account charges a monthly maintenance fee of $5.

BB&T Fundamentals Checking Fees
Description
Monthly Fee $5
Paper Statement Fee $3
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $36
Overdraft Protection Fee (per transfer) $12.50
Overdraft Item Fee $36
Early Account Closure $0
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee $0
Online Bill Pay Fee $0
Stop Payment Fee $34
Check Image Service N/A
Check Copy $5
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) $36
Wire Transfer Fee - Domestic (Incoming) $15
ATM Reimbursement Monthly Limit N/A

What features and perks does BB&T Fundamentals Checking offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BB&T Fundamentals Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 15 states and Washington, D.C.
  • Alabama
  • Washington, DC
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Maryland
  • New Jersey
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia

Feature Breakdown

Minimum Initial Deposit $50
ATM Fee: In-Network $0
Check Cashing Fee $0
Early Account Closure $0
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $5
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $12.50
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $36
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
ATM Fee: Out-of-Network $3
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees

BB&T Fundamentals Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-67%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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3 Reviews