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Branch Banking and Trust Company Checking Account

in Checking Accounts

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Branch Banking and Trust Company Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score -60% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
4 users don't recommend
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Overview

Where does Branch Banking and Trust Company Checking Account do business?

Branch Banking and Trust Company Checking Account is based in Winston Salem, NC. It was founded in 1872 and offers checking accounts services in 15 states (and Washington, DC).

Branch Banking and Trust Company Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does BB&T offer?

Branch Banking and Trust Company Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What features and perks does Branch Banking and Trust Company Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - Branch Banking and Trust Company Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Branch Banking and Trust Company Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

  • Outgoing domestic bank transfers come with a $30 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outoing international bank transfers come with a $65 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $18 fee.
  • Branch Banking and Trust Company Checking Account charges $3 every time you request a paper statement.
  • Every returned deposit incurs in a $3 charge.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 15 states and Washington, D.C.
  • Alabama
  • Washington, DC
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Maryland
  • New Jersey
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia

Feature Breakdown

Minimum Initial Deposit
$50
No Fees
ATM Fee: In-Network
$0
Early Account Closure
$0
Check Cashing Fee
$0
Online Bill Pay Fee
$0
List of Fees
Monthly Fee
$0 - $30
Paper Statement Fee
$3
ATM Fee: Out-of-Network
$3
NSF Fee
$36
Overdraft Protection Fee (per transfer)
$12.50
Overdraft Item Fee
$36
Returned Deposit Fee (Domestic)
$12
Debit Card Replacement Fee
$5
Stop Payment Fee
$34
Check Copy
$5
Foreign Transaction Fee (Debit Card)
3%
Wire Transfer Fee - Domestic (Outgoing)
$30
Wire Transfer Fee - International (Outgoing)
$65
Wire Transfer Fee - International (Incoming)
$18
Returned Deposit Fee (International)
$30
Wire Transfer Fee - Domestic (Incoming)
$15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
Percentage
APY
0.01%
  0% 5%

Reviews

 
 

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