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  Branch Banking and Trust Company Checking Account

Branch Banking and Trust Company Checking Account

in Checking Accounts from BB&T

Unaffiliated

Branch Banking and Trust Company Checking Account

Unaffiliated

in Checking Accounts from BB&T

SuperMoney Net Recommendation Score -67% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
5 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Monthly Fee $0 - $30
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $3
APY (Annual Percentage Yield) 0.01%
Number of Reviews 6

Branch Banking and Trust Company Checking Account Review

Branch Banking and Trust Company Checking Account is offered by BB&T, a bank founded in 1872 and based in Winston Salem, NC. Branch Banking and Trust Company Checking Account is available in 15 states (and Washington, DC).

Are checking accounts from BB&T federally insured?

Yes, your BB&T checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BB&T offer?

Branch Banking and Trust Company Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

Branch Banking and Trust Company Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Branch Banking and Trust Company Checking Account?

Branch Banking and Trust Company Checking Account requires a minimum initial deposit of $50 to open an account.

Branch Banking and Trust Company Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does Branch Banking and Trust Company Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

Branch Banking and Trust Company Checking Account Fees
Description
Monthly Fee $0 - $30
Paper Statement Fee $3
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $36
Overdraft Protection Fee (per transfer) $12.50
Overdraft Item Fee $36
Early Account Closure $0
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee $0
Online Bill Pay Fee $0
Stop Payment Fee $34
Check Image Service N/A
Check Copy $5
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $65
Wire Transfer Fee - International (Incoming) $18
Returned Deposit Fee (International) $30
Wire Transfer Fee - Domestic (Incoming) $15

What features and perks does Branch Banking and Trust Company Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Branch Banking and Trust Company Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 15 states and Washington, D.C.
  • Alabama
  • Washington, DC
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Maryland
  • New Jersey
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia

Feature Breakdown

Minimum Initial Deposit $50
ATM Fee: In-Network $0
Check Cashing Fee $0
Early Account Closure $0
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $30
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $12.50
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $30
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $18
Wire Transfer Fee - International (Outgoing) $65
ATM Fee: Out-of-Network $3
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
APY (Annual Percentage Yield) 0.01%

Branch Banking and Trust Company Checking Account Community Reviews

 

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