
Chime Checking Account
Would you recommend Chime Checking Account to your friends?
Community Rating | Strongly recommended |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) |
0.0% (Verified 07/01/2022)
|
Monthly Fee | $0 |
Minimum Balance to Avoid Monthly Fee | $0 |
Number of Reviews | 98 |
Chime Checking Account Review
Chime Checking Account is offered by Chime, a nonbank financial services provider founded in 2012 and based in San Francisco, CA. It is made possible by a bank partnership with The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Chime Checking Account is available in 50 states (and Washington, DC).
- 60K+ fee-free ATMs: Chime Spending Account does not charge fees˜ on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
- 0% APY. As with most checking accounts, Chime Checking Account does not pay interest.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Chime.
- Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.
Pros | Cons |
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Are checking accounts from Chime federally insured?
Yes, your Chime checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Chime checking account offer?
Chime checking account is not an interest-bearing account.
What are the account minimums for Chime checking account?
Chime checking account does not require a minimum initial deposit.
Description | |
---|---|
APY Minimum Balance | $0 |
Minimum Combined Balance to Avoid Monthly Fee | $0 |
Minimum Direct Deposit to Avoid Monthly Fee | $0 |
Minimum Opening Deposit | $0 |
Minimum Balance to Avoid Monthly Fee | $0 |
What fees does Chime checking account charge?
The good news is that this account does not have a monthly Service Charge.
Description | |
---|---|
ATM Fee: In-Network | $0 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $0 |
Foreign Transaction Fee (Debit Card) | 0% |
Monthly Fee | $0 |
NSF Fee | $0 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $0 |
Overdraft Protection Fee (per transfer) | $0 |
Paper Statement Fee | $0 |
Returned Deposit Fee (Domestic) | $0 |
Returned Deposit Fee (International) | $0 |
Stop Payment Fee | $0 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $0 |
Wire Transfer Fee - International (Incoming) | $0 |
Wire Transfer Fee - International (Outgoing) | $0 |
ATM Fee: Out-of-Network | $2.50 |
Does Chime checking account charge overdraft fees?
No, Chime checking account does not charge overdraft fees.What features and perks does Chime checking account offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
- Mobile Banking Services - Chime checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Chime checking account?
The customer support email for Chime checking account is support@chime.com.
How do people rate the customer service and user experience of Chime checking account?
Overall, Chime checking account is strongly recommended based on community reviews that rate customer service and user experience.
Message From Chime
Contact
- Headquarters
-
PO Box 417
San Francisco, CA 94104 - Visit Site
- Email Support
Other Services by Chime
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
ATM Fee: In-Network | $0 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $0 |
Foreign Transaction Fee (Debit Card) | 0% |
Monthly Fee | $0 |
NSF Fee | $0 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $0 |
Overdraft Protection Fee (per transfer) | $0 |
Paper Statement Fee | $0 |
Returned Deposit Fee (Domestic) | $0 |
Returned Deposit Fee (International) | $0 |
Stop Payment Fee | $0 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $0 |
Wire Transfer Fee - International (Incoming) | $0 |
Wire Transfer Fee - International (Outgoing) | $0 |
ATM Fee: Out-of-Network | $2.50 |
Chime Checking Account Community Reviews
Would you recommend Chime Checking Account to your friends?
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