Overview

Where does Chime Bank Spending Account do business?

Chime Bank Spending Account is based in Wilmington, DE. It was founded in 2012 and offers checking accounts services in 50 states (and Washington, DC).

Chime Bank Spending Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Chime Bank offer?

Chime Bank Spending Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What features and perks does Chime Bank Spending Account offer?

This account includes the following features:

• Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
• Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Get paid early - If you fund your account with a payroll direct deposit and request this service, you can collect your salary early.
• Mobile Banking - Chime Bank Spending Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Chime Bank Spending Account charge?

The good news is that this account does not charge a monthly maintenance fee.