Last Updated: 01/21/2026
SuperMoney User Recommendation Score +71
Strongly recommended21 total votes
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Highlights
Community Rating
Strongly recommended
Welcome Offer
Up to $2,000(Verified 06/21/2024)
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.00%(Verified 06/21/2024)
Disclaimer popup with additional information
Monthly Service Fee
$0(Verified 01/21/2026)
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Number of Reviews
Citi® Priority Relationship Tier Review
The Citi® Priority Relationship Tier is offered by Citi®, a bank founded in 1812 and based in New York, NY. Citi® is available in 50 states and Washington, DC.
Key Takeaways
- $2,000 Bonus offer. Open a new account, and you can get up to $2,000 with required activities. A minimum deposit of $10,000 is required to be eligible for a signup bonus (see terms and conditions for more details).
- 0% APY. As with most checking accounts, Citi® Priority Relationship Tier does not pay interest.
- No monthly maintenance fees. This account does not charge any monthly account fees as long as you keep a minimum balance of $30,000 .
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. Citi® Priority Relationship Tier does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Citi® mobile or online banking.
Citi® Pros & Cons
| Pros | Cons |
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Citi® FAQ
Are checking accounts from Citi® federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #07213). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Citi® offer?
Citi® is not an interest-bearing account.
What are the account minimums for Citi®?
Citi® requires a minimum initial deposit of $1.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $30,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Citi® charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Image Service | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $45 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $12 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Citi® charge overdraft fees?
No, Citi® does not charge overdraft fees.What features and perks does Citi® offer?
This account includes the following features:
- $2,000 Bonus offer. Open a new account, and you can get up to $2,000 with required activities. A minimum deposit of $10,000 is required to be eligible for a signup bonus (see terms and conditions for more details).
- Fraud monitoring - Citi® monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Citi® allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Citi®?
The customer support email for Citi® is customer.help@citi.com.
How do people rate the customer service and user experience of Citi®?
Overall, Citi® is strongly recommended based on community reviews that rate customer service and user experience.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Citi®
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 3:00PM
Other Services by Citi®
Business Loans
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Wealth Management Companies
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Other Checking Accounts from Citi®
Rating not yet determined
Bonus Offer
Up to $2K
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.00%
Disclaimer popup with additional information
Monthly Service Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.12%
Disclaimer popup with additional information
Monthly Service Fee
$5 - $15
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
Starting at $0
Disclaimer popup with additional information
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.03%
Disclaimer popup with additional information
Monthly Service Fee
$0 - $15
Disclaimer popup with additional information
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +71, or 4.4 on a 5-point rating scale.
+71
-1000+100
No one recommends
Everyone recommends
Citi® Priority Relationship Tier Community Reviews
Would you recommend Citi® Priority Relationship Tier to your friends?
U
Anonymous
Feb 12, 2024
May or may not recommend
Is good and I recommend for my friends and family
YA
Yesmin A.
Nov 30, 2023
May or may not recommend
Citi Priority Relationship Tier checking accounts offer an exceptional banking experience with exclusive perks and priority service. The comprehensive benefits, personalized guidance, and seamless online platform make it a top choice for those seeking premium financial services.
MW
Mary W.
Nov 24, 2023
May or may not recommend
I want to open account to Citi checking account to been using it send and receive
Jesus D.
Nov 13, 2023
May or may not recommend
It just gets u exactly what u need easy hassle free and customer support is excellent
Javaris J.
Nov 11, 2023
May or may not recommend
This checking account is a great program based on my opinion. Citi Bank is highly professional and offers an array of other accounts and services. I have never banked with them, but growing up that was the household bank. If I move back to Chicago, I will definitely switch to their service.
Akinlaja C.
Nov 11, 2023
May or may not recommend
Citi® Priority Relationship Tier is different from other banking tiers because of its focus on personalized service. With this tier, you will have a dedicated relationship manager who can help you with all of your banking needs. This is especially beneficial for people who have complex financial situations or who are interested in investing.
Another unique feature of Citi® Priority Relationship Tier is its access to exclusive Citi events and experiences. ...Show More
MG
Marissa G.
Nov 1, 2023
May or may not recommend
I would highly recommend you use this! I’ve been able to have access to a dedicated relationship manager. I’ve also had access to a range of investment products and services, including investment specialists!
Angela B.
Aug 30, 2023
May or may not recommend
It is a convienient way to better your credit score
Ariana H.
Jul 14, 2023
May or may not recommend
I love Citi. No overdraft or atm fees! There is a monthly service fee, but you are able to get it waived.
ML
Mason L.
Jul 12, 2023
May or may not recommend
I have been a customer of Citi Banking for several years now, and I must say that my experience has been consistently outstanding. Citi truly stands out as a reliable and customer-centric banking institution. From their wide range of services to their user-friendly digital platforms, Citi has made my banking experience seamless and convenient.
One of the aspects that I appreciate the most about Citi is their robust online banking platform. ...Show More
JT
Jesse T.
Apr 20, 2023
May or may not recommend
Although Citi bank is conveniently located in many branches in my area, and has a good sign up bonus, it has a high minimum balance that you need to maintain to avoid monthly fees. If you already have a lot of disposable income, this bank may be right for you. If not, you will have to deal with monthly fees.
U
Anonymous
Feb 6, 2023
May or may not recommend
what are you doing with life right now? not a bad app
MO
Matthew O.
Feb 6, 2023
May or may not recommend
Citi has actually made online banking seamless with a lot of benefits. Do you mean I can get an overdraft and not pay a penny when paying back? I couldn't believe my eyes when I read through the list of benefits, they seemed too good, but they are true, the app interface is user-friendly, and the customer support is awesome. I recommend Citi if you are looking for a ...Show More
EI
Enamul I.
Feb 2, 2023
May or may not recommend
I recently switched to Citi Priority Account and I'm thoroughly impressed. The personalized wealth management and exclusive access to premier travel and lifestyle services have added value to my banking experience. The customer support has been exceptional. I highly recommend Citi Priority Account for a premium banking experience.
DS
Dayna S.
Jan 26, 2023
May or may not recommend
Finally said goodbye to atm and overdraft fees! We absolutely love that there are little to no fees with Citi! This account gave us FREE overdraft protection, NO penalties, NO fees for wire transfers, and FREE stop payment if needed. If your someone who's living paycheck to paycheck this card can be really helpful.
Natalie
Jan 24, 2023
May or may not recommend
I'm thrilled to have recently opened a Citi® Priority Account! It's a great bank with presence in all 50 states. What really made it attractive was the bonus offer of up to $2,000 when you open a new account and do certain activities. The APY is 0% but they waive the monthly maintenance fee if you keep a combined balance of $30,000 in eligible linked deposit, retirement, and investment balances. ...Show More
LR
Lexi R.
Jan 20, 2023
May or may not recommend
I love the different packages that comes with the Citi Bank account. They come with exclusive benefits and high end savings. They also have no overdraft fees which is what I absolutely love about them. They have up to 3.40% APY rate with no minimum opening balance required. This is a really good place to keep your money safe and accessible also.
RH
Rojonah H.
Jan 20, 2023
May or may not recommend
Citi bank is the most awesome bank ever. The customer support staff handled all of my needs and made me feel superior. I've had a history in the past of not being able to open an account and was able to get one with ease. Not only that, the employee assisted me in opening my savings account so that I can start focusing on stowing money away ...Show More
CS
Colin S.
Jan 19, 2023
May or may not recommend
I've been banking with Citi for a while now and the 2000-dollar signup bonus was definitely a plus. Overall, I'm very satisfied with my account and the limits set in place.
HJ
Hye Jung P.
Oct 11, 2022
May or may not recommend
I deposited $50K back in 2021, and received $700 bonus. I opened a new account and deposited another $50K in 2022 after being assured that I would be eligible for another $700 as long as I don't close the old account. So, I have kept $100K in Citi Priority for more than 1.5 years. Now, Citi says I am not eligible because I had another account. ...Show More
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