Where is Citibank Checking Account available?
Citibank is based in New York, NY. It was founded in 1812 and offers banking services in 50 states (and Washington, DC).
Is Citibank Checking Account insured by the FDIC
Deposits in Citibank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Citibank offer?
Citibank Checking Account offers an APY starting at 0.01% and ranging up to .03% (APY stands for annual percentage yield, rates may change).
Citibank Checking Account Rates and Terms
|APY (Annualized Percentage Yield)
||0.01% - .03%
What are the account minimums for Citibank Checking Account?
Citibank Checking Account requires a minimum initial deposit of $1 to open an account.
Citibank Checking Account Account Minimums
|Minimum Initial Deposit
What fees does Citibank Checking Account charge?
This account charges a monthly maintenance fee of up to $30.
Citibank Checking Account Fees
|ATM Out-Of-Network Fee
|Check Copy Fee
|Overdraft Item Fee
|Overdraft Protection Fee (per transfer)
|Returned Deposit Fee (International)
|Outgoing Domestic Bank Transfer Fee
|Incoming Domestic Bank Transfer Fee
|Outgoing International Bank Transfer Fee
|Incoming International Bank Transfer Fee
|Paper Statement Fee
What features and perks does Citibank Checking Account offer?
This account includes the following features:
- Signup Bonus - Open an account and you will receive a signup bonus of up to $400 if you deposit a minimum of $Within 30 days of opening your account deposit $15,000 new-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days. OR
To get $200 deposited to your account: Within 30 days of opening your account deposit $5,000 new-to-Citibank funds into the checking account. Maintain a minimum balance of $5,000 for 60 days..
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Citibank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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