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  Citibank Checking Account

Citibank Checking Account

in Checking Accounts from Citibank

Unaffiliated

Citibank Checking Account

Unaffiliated

in Checking Accounts from Citibank

SuperMoney Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
1 user is unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Monthly Fee $0 - $30
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2.50
APY 0.01% - 0.03%

Citibank Checking Account Review

Citibank Checking Account is offered by Citibank, a bank founded in 1812 and based in New York, NY. Citibank Checking Account is offered in 50 states (and Washington, DC).

Are checking accounts from Citibank federally insured?

Yes, your Citibank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citibank offer?

Citibank Checking Account offers an APY starting at 0.01% and ranging up to .03% (APY stands for annual percentage yield, rates may change).

Citibank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - .03%

What are the account minimums for Citibank Checking Account?

Citibank Checking Account requires a minimum initial deposit of $1 to open an account.

Citibank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1

What fees does Citibank Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

Citibank Checking Account Fees
Description
Monthly Fee $0 - $30
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $34
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $34
Early Account Closure $0
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy $5
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $12
Wire Transfer Fee - Domestic (Incoming) $15

What features and perks does Citibank Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $400 if you deposit a minimum of $.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citibank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $1
ATM Fee: In-Network $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Monthly Fee $0 - $30
Paper Statement Fee $5
ATM Fee: Out-of-Network $2.50
NSF Fee $34
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $34
Returned Deposit Fee (Domestic) $12
Stop Payment Fee $30
Check Copy $5
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $12
Wire Transfer Fee - Domestic (Incoming) $15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Debit Card Lock/Unlock
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
Signup Deposit Requirement $0. Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days. OR To get $200 deposited to your account: Within 30 days of opening your account deposit $5,000 new-to-Citibank funds into the checking account. Maintain a minimum balance of $5,000 for 60 days.
Signup Bonus $400
APY 0.01% - 0.03%

Citibank Checking Account Community Reviews

 
 

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