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Citibank Checking Account

in Checking Accounts

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Citibank Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
2 users are unsure
1 user doesn't recommend
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Overview

Where does Citibank Checking Account do business?

Citibank Checking Account is based in New York, NY. It was founded in 1812 and offers checking accounts services in 50 states (and Washington, DC).

Citibank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Citibank offer?

Citibank Checking Account offers an APY starting at 0.01% and ranging up to .03% (APY stands for annual percentage yield, rates may change).

What features and perks does Citibank Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $400 if you deposit a minimum of $Within 30 days of opening your account deposit $15,000 new-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days. OR To get $200 deposited to your account: Within 30 days of opening your account deposit $5,000 new-to-Citibank funds into the checking account. Maintain a minimum balance of $5,000 for 60 days..
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - Citibank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Citibank Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

  • Outgoing domestic bank transfers come with a $35 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $15 fee.
  • Citibank Checking Account charges $5 every time you request a paper statement.
  • Every returned deposit incurs in a $5 charge.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit
$1
No Fees
ATM Fee: In-Network
$0
Early Account Closure
$0
Debit Card Replacement Fee
$0
Online Bill Pay Fee
$0
List of Fees
Monthly Fee
$0 - $30
Paper Statement Fee
$5
ATM Fee: Out-of-Network
$2.50
NSF Fee
$34
Overdraft Protection Fee (per transfer)
$10
Overdraft Item Fee
$34
Returned Deposit Fee (Domestic)
$12
Stop Payment Fee
$30
Check Copy
$5
Foreign Transaction Fee (Debit Card)
3%
Wire Transfer Fee - Domestic (Outgoing)
$35
Wire Transfer Fee - International (Outgoing)
$45
Wire Transfer Fee - International (Incoming)
$15
Returned Deposit Fee (International)
$12
Wire Transfer Fee - Domestic (Incoming)
$15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Debit Card Lock/Unlock
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
Signup Deposit Requirements
Within 30 days of opening your account deposit $15,000 new-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days. OR To get $200 deposited to your account: Within 30 days of opening your account deposit $5,000 new-to-Citibank funds into the checking account. Maintain a minimum balance of $5,000 for 60 days.
Signup Bonus
$400
Percentage
APY
0.01% - 0.03%
    0% 5%

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