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  Citibank Checking Account

Citibank Checking Account

in Checking Accounts from Citibank

Unaffiliated

Citibank Checking Account

Unaffiliated

in Checking Accounts from Citibank

SuperMoney Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
1 user is unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Monthly Fee $0 - $30
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2.50
APY 0.01% - 0.03%

Citibank Checking Account Review

Where is Citibank Checking Account available?

Citibank is based in New York, NY. It was founded in 1812 and offers banking services in 50 states (and Washington, DC).

Is Citibank Checking Account insured by the FDIC

Deposits in Citibank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does Citibank offer?

Citibank Checking Account offers an APY starting at 0.01% and ranging up to .03% (APY stands for annual percentage yield, rates may change).

Citibank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - .03%

What are the account minimums for Citibank Checking Account?

Citibank Checking Account requires a minimum initial deposit of $1 to open an account.
Citibank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1

What fees does Citibank Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

Citibank Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2.50
Check Copy Fee $5
Non-Sufficient Funds $34
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (International) $12
Outgoing Domestic Bank Transfer Fee $35
Incoming Domestic Bank Transfer Fee $15
Outgoing International Bank Transfer Fee $45
Incoming International Bank Transfer Fee $15
Paper Statement Fee $5

What features and perks does Citibank Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $400 if you deposit a minimum of $.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citibank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $1
ATM Fee: In-Network $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Monthly Fee $0 - $30
Paper Statement Fee $5
ATM Fee: Out-of-Network $2.50
NSF Fee $34
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $34
Returned Deposit Fee (Domestic) $12
Stop Payment Fee $30
Check Copy $5
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $12
Wire Transfer Fee - Domestic (Incoming) $15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Debit Card Lock/Unlock
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
Signup Deposit Requirement $0
Signup Bonus $400
APY 0.01% - 0.03%

Citibank Checking Account Community Reviews

 
 

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