CNB Advantage + Perks Checking Reviews (Jan. 2021) | Checking Accounts

Highlights
Monthly Fee	$7
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	N/A

CNB Advantage + Perks Checking Review

CNB Advantage + Perks Checking is offered by CNB, a bank founded in 1973 and based in Sevierville, TN. CNB Advantage + Perks Checking is available in 1 state across the USA.

Key Takeaways

Charges a monthly fee. This account charges a monthly maintenance fee of $7.
Free bill pay. Pay your bills to practically anyone in the United States through CNB.
Hard credit pull. CNB may require a hard pull on your credit report to open a checking account.

CNB Advantage + Perks Checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card Access to a nationwide network of ATMs. No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest. Only available in one state. Monthly service charge.

CNB Advantage + Perks Checking FAQ

Are checking accounts from CNB federally insured?

Yes, your CNB checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does CNB Advantage + Perks Checking offer?

CNB Advantage + Perks Checking is not an interest bearing account.

What are the account minimums for CNB Advantage + Perks Checking?

CNB Advantage + Perks Checking Account Minimums
Description	Amount
Minimum Initial Deposit	$

What fees does CNB Advantage + Perks Checking charge?

This account charges a monthly maintenance fee of $7.

CNB Advantage + Perks Checking Fees
Description
Monthly Fee	$7
Paper Statement Fee	$2
ATM Fee: In-Network	N/A
ATM Fee: Out-of-Network	N/A
NSF Fee	N/A
Overdraft Protection Fee (per transfer)	N/A
Overdraft Item Fee	N/A
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	N/A
Debit Card Replacement Fee	N/A
Bank Teller Fee	$0
Check Cashing Fee	$0
Online Bill Pay Fee	$0
Stop Payment Fee	N/A
Check Image Service	$0
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	N/A
Wire Transfer Fee - International (Outgoing)	N/A
Wire Transfer Fee - International (Incoming)	N/A
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	N/A
ATM Reimbursement Monthly Limit	N/A

What features and perks does CNB Advantage + Perks Checking offer?

This account includes the following features:

Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
Fraud monitoring - CNB Advantage + Perks Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - CNB Advantage + Perks Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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