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Last Updated: 01/21/2026

CNB Rewards + Perks Checking

from CNB

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

.05% - 1.75%(Verified 06/21/2024)

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Monthly Maintenance Fee

$0 - $7(Verified 01/21/2026)

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CNB Rewards + Perks Checking Review

The CNB Rewards + Perks Checking is offered by CNB, a bank founded in 1973 and based in Sevierville, TN. CNB Rewards + Perks Checking is available in 1 state.

Key Takeaways

Up to 1.75% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.75%, which is much higher than the average for the checking accounts that we track
Charges a monthly fee. This account charges a monthly fee of up to $7.
No minimum initial deposit. There is no minimum balance required to open an account online.
ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
Bill pay. Pay your bills to practically anyone in the United States when you enroll in CNB mobile or online banking.

CNB Rewards + Perks Checking Pros & Cons

Pros

Cons

High yield APY .
Access to physical branches.
Debit card
Access to a nationwide network of ATMs.

No signup bonus.
Only available in one state.

CNB Rewards + Perks Checking FAQ

Are checking accounts from CNB federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does CNB Rewards + Perks Checking offer?

CNB Rewards + Perks Checking offers an APY starting at .05% and ranging up to 1.75% (APY stands for annual percentage yield, rates may change).

CNB Rewards + Perks Checking Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

.05% - 1.75%

What are the account minimums for CNB Rewards + Perks Checking?

CNB Rewards + Perks Checking does not require a minimum initial deposit.

CNB Rewards + Perks Checking Minimums

Description

Minimum Opening Deposit

What fees does CNB Rewards + Perks Checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $7.

CNB Rewards + Perks Checking Fees

Description

Monthly Maintenance Fee

$0 - $7

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $0

Bank Teller Fee

Check Cashing Fee

Online Bill Pay Fee

Starting at $0

Check Image Service

Starting at $0

What features and perks does CNB Rewards + Perks Checking offer?

This account includes the following features:

ATM rebates - This account will reimburse you for domestic ATM fees .
Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
Fraud monitoring - CNB Rewards + Perks Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - CNB Rewards + Perks Checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for CNB Rewards + Perks Checking?

The customer support email for CNB Rewards + Perks Checking is bank@cnbtn.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from CNB Rewards + Perks Checking

Rewards +Perks --- Earn a premium of 1.75% APY* on balances up to $25,000 by simply meeting the monthly cycle requirements. Enjoy these great benefits with a CNB +Perks checking account: Roadside Assistance, Cell Phone Protection, Identity Theft Protection and Restoration, Credit Monitoring and Credit Report, Health Savings Card, Travel Accidental Death Coverage, Discounts on Shopping, Dining and Travel…and more! All of our Checking Accounts feature: Online Banking with Bill Pay, Mobile Banking with Mobile Check Deposit, e-Statements with images, Digital Wallet with Apple Pay or Samsung Pay, MyFinance Personal Financial Management Tool, Visa Debit Card, and 24/7 Expressline Telephone Banking.

Contact

Headquarters

200 Forks of the River Parkway

Sevierville, TN 37862

Visit Site

Email Support

Hours of Operation

SundayClosedMonday8:00AM - 4:00PMTuesday8:00AM - 4:00PMWednesday8:00AM - 4:00PMThursday8:00AM - 4:00PMFriday8:00AM - 4:00PMSaturday8:00AM - 8:00AM

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

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Bonus Offer

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Cashback Rewards

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APY (Annual Percentage Yield)

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.05% - 1.75%

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Monthly Service Fee

$0 - $7

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

CNB Rewards + Perks Checking Community Reviews

Would you recommend CNB Rewards + Perks Checking to your friends?

Marion S.

Nov 30, 2022

May or may not recommend

This account is excellent; there is no deposit, and the monthly fees are pretty low. The main downside to having this account is the higher APY percentage rates. If they lowered their APY rates, I believe this would be available to more people.

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