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  CNB Simply Checking
CNB Simply Checking
in Checking Accounts from CNB · fdic
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CNB Simply Checking

Unaffiliated
in Checking Accounts from CNB · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05% - 1.75%
(Verified 07/19/2022)
Monthly Fee $0 - $7
Minimum Balance to Avoid Monthly Fee Starting at $100

CNB Simply Checking Review

CNB Simply Checking is offered by CNB, a bank founded in 1973 and based in Sevierville, TN. CNB Simply Checking is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 1.75%, which is much higher than the average for a checking account.
  • Charges a monthly fee. This account charges a monthly service fee of up to $7, but the fee is waived if you keep a minimum balance of $100.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through CNB.
CNB Simply Checking Pros & Cons
Pros Cons
  • High-interest yield.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
CNB Simply Checking FAQ

Are checking accounts from CNB federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does CNB Simply Checking offer?

CNB Simply Checking offers an APY starting at 0.05% and ranging up to 1.75% (APY stands for annual percentage yield, rates may change).

CNB Simply Checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 1.75%

What are the account minimums for CNB Simply Checking?

CNB Simply Checking does not require a minimum initial deposit.

CNB Simply Checking Minimums
Description
Minimum Opening Deposit $0
Minimum Balance to Avoid Monthly Fee Starting at $100

What fees does CNB Simply Checking charge?

This account charges a monthly service fee of up to $7.

CNB Simply Checking Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Image Service $0
Monthly Fee $0 - $7
Online Bill Pay Fee $0
Paper Statement Fee $2

What features and perks does CNB Simply Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - CNB Simply Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - CNB Simply Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for CNB Simply Checking?

The customer support email for CNB Simply Checking is bank@cnbtn.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From CNB

Simply Checking --- An account that offers all the basic features you need in a checking account to simplify your life.

All of our Checking Accounts feature: Online Banking with Bill Pay, Mobile Banking with Mobile Check Deposit, e-Statements with images, Digital Wallet with Apple Pay or Samsung Pay, MyFinance Personal Financial Management Tool, Visa Debit Card, and 24/7 Expressline Telephone Banking.

Availability

  Available in 1 state
Tennessee
Availabile in all of Tennessee

Feature Breakdown

Minimum Opening Deposit $0
Minimum Balance to Avoid Monthly Fee Starting at $100
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Image Service $0
Online Bill Pay Fee $0
Monthly Fee $0 - $7
Paper Statement Fee $2
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Account Features
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.05% - 1.75%
(Verified 07/19/2022)

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