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  Comerica Bank Access Checking
Comerica Bank Access Checking
in Checking Accounts from Comerica Bank · Member FDIC
Unaffiliated

Comerica Bank Access Checking

Unaffiliated
in Checking Accounts from Comerica Bank · Member FDIC
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
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Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0 - $13
Minimum Balance to Avoid Monthly Fee Starting at $1,000

Comerica Bank Access Checking Review

Comerica Bank Access Checking is offered by Comerica Bank, a bank founded in 1849 and based in Dallas, TX. Comerica Bank Access Checking are available in 50 states (and Washington, DC).

Key Takeaways

  • 0% APY. As with most checking accounts, Comerica Bank Access Checking does not pay interest.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $13, but the fee is waived if you keep a minimum balance of $1,000 or have a monthly direct deposit of $250.
  • Bill pay. Pay your bills to practically anyone in the United States through Comerica Bank.

Comerica Bank checking account Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.

Comerica Bank checking account FAQ

Are checking accounts from Comerica Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Comerica Bank checking account offer?

Comerica Bank checking account is not an interest-bearing account.

What are the account minimums for Comerica Bank checking account?

Comerica Bank checking account requires a minimum initial deposit of $50 to open an account.

Comerica Bank Access Checking Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $1,000
Minimum Direct Deposit to Avoid Monthly Fee Starting at $250
Minimum Balance to Earn APY $1

What fees does Comerica Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

Comerica Bank Access Checking Fees
Description
Monthly Fee $0 - $13
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2.50
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $26
Overdraft Item Fee $26
Overdraft Protection Fee (per transfer) $8
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $11
Wire Transfer Fee - Domestic (Outgoing) $29
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $2
Online Bill Pay Fee $6.95
Check Copy $8
Check Cashing Fee $6
Debit Card Replacement Fee $5
Early Account Closure $10

Does Comerica Bank checking account charge overdraft fees?

Yes, Comerica Bank checking account charges a $26 fee for every overdraft. You can get overdraft protection at a cost of $8 per transaction.

What features and perks does Comerica Bank checking account offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Comerica Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Comerica Bank checking account allows you to manage your money online or with a mobile app.

What is the customer support email for Comerica Bank checking account?

The customer support email for Comerica Bank checking account is OEWCmail@comerica.com.

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Message From Comerica Bank checking account

Access Checking Account --- Full of features. Free of hassles. Our non-interest bearing checking account comes with features you’re looking for. Comerica Web Banking®, Comerica Web Bill Pay®, a Comerica Debit Card, plus 24/7 access to your accounts are all available. And when you meet one of our easy requirements, Access Checking is available with no monthly maintenance fees. Find out how an Access Checking account can work for you.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $1,000
Minimum Direct Deposit to Avoid Monthly Fee Starting at $250
Minimum Balance to Earn APY $1
Monthly Fee $0 - $13
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2.50
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $26
Overdraft Item Fee $26
Overdraft Protection Fee (per transfer) $8
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $11
Wire Transfer Fee - Domestic (Outgoing) $29
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $2
Online Bill Pay Fee $6.95
Check Copy $8
Check Cashing Fee $6
Debit Card Replacement Fee $5
Early Account Closure $10
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Proof of Residence
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • No Monthly Maintenance Fee
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0%

Comerica Bank Access Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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