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  Comerica Bank Access Checking

Comerica Bank Access Checking

in Checking Accounts from Comerica Bank · fdic

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Comerica Bank Access Checking

Unaffiliated

in Checking Accounts from Comerica Bank · Member FDIC

Net Recommendation Score 0

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user doesn't recommend
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Highlights
Community Rating

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Monthly Fee $0 - $13
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee $1,000
APY (Annual Percentage Yield) 0%

Comerica Bank Access Checking Review

Comerica Bank Access Checking is offered by Comerica Bank, a bank founded in 1849 and based in Dallas, TX. Comerica Bank Access Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • 0% APY. As with most checking accounts, Comerica Bank Access Checking does not pay interest.
  • $0 monthly Service Charge available. This account charges a monthly service fee of up to $13, but the fee is waived if you keep a minimum balance of $1,000 or have a monthly direct deposit of $250.
  • Bill pay. Pay your bills to practically anyone in the United States through Comerica Bank.
Comerica Bank checking account Pros & Cons
Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • No ATM access to Comerica Bank Access Checking.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.
Comerica Bank checking account FAQ

Are checking accounts from Comerica Bank federally insured?

Yes, your Comerica Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Comerica Bank checking account offer?

Comerica Bank checking account is not an interest-bearing account.

What are the account minimums for Comerica Bank checking account?

Comerica Bank checking account requires a minimum initial deposit of $50 to open an account.

Comerica Bank checking account Account Minimums
Description Amount
Minimum Opening Deposit $50
APY Minimum Balance $1
Minimum Direct Deposit to Avoid Monthly Service Fee $250
Minimum Balance to Avoid Monthly Service Fee $1,000

What fees does Comerica Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

Comerica Bank Access Checking Fees
Description
ATM Fee: In-Network $0
Check Cashing Fee $6
Check Copy $8
Debit Card Replacement Fee $5
Early Account Closure $10
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $13
NSF Fee $26
Online Bill Pay Fee $6.95
Overdraft Item Fee $26
Overdraft Protection Fee (per transfer) $8
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $11
Wire Transfer Fee - Domestic (Outgoing) $29
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2.50

Does Comerica Bank checking account charge overdraft fees?

Yes, Comerica Bank checking account charges a $26 fee for every overdraft.

Comerica Bank checking account offers overdraft protection at a cost of $8 per transaction.

What features and perks does Comerica Bank checking account offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Comerica Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Comerica Bank checking account allows you to manage your money online or with a mobile app.

How do people rate the customer service and user experience of Comerica Bank checking account?

Overall, Comerica Bank checking account is mostly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $1
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee $1,000
ATM Fee: In-Network $0
Check Cashing Fee $6
Check Copy $8
Debit Card Replacement Fee $5
Early Account Closure $10
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $13
NSF Fee $26
Online Bill Pay Fee $6.95
Overdraft Item Fee $26
Overdraft Protection Fee (per transfer) $8
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $11
Wire Transfer Fee - Domestic (Outgoing) $29
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2.50
Account Features
  • Free Bill Pay
  • No Monthly Maintenance Fee
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC

Comerica Bank Access Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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