Comerica Bank Access Checking Review

Comerica Bank Access Checking is offered by Comerica Bank, a bank founded in 1849 and based in Dallas, TX. Comerica Bank Access Checking is available in 50 states (and Washington, DC).

• 0% APY. As with most checking accounts, Comerica Bank Access Checking does not pay interest.
• Charges a monthly fee. This account charges a monthly maintenance fee of up to $13, but the fee is waived if you keep a minimum balance of $1000 or have a monthly direct deposit of $250.
• $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• Free bill pay. Pay your bills to practically anyone in the United States through Comerica Bank.
• Hard credit pull. Comerica Bank may require a hard pull on your credit report to open a checking account.

Are checking accounts from Comerica Bank federally insured?

Yes, your Comerica Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Comerica Bank Access Checking offer?

Comerica Bank Access Checking is not an interest-bearing account.

What are the account minimums for Comerica Bank Access Checking?

Comerica Bank Access Checking requires a minimum initial deposit of $50 to open an account.

What fees does Comerica Bank Access Checking charge?

The good news is that this account does not have a monthly service charge.

What features and perks does Comerica Bank Access Checking offer?

This account includes the following features:

• Check images with statement - Reconciling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Comerica Bank Access Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Comerica Bank Access Checking allows you to manage your money online.